Saginaw County property record for 12823 Niblock Rd, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,098 sqft · built 1965 |
| Lot Size | 2.06 acres (89,734 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,717 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-10-3-31-3028-001 |
| Primary APN | 24-10-3-31-3028-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,098 sqft Living Area |
| 1st Floor Area | 2,098 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 89,734 sqft (2.06 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12823 NIBLOCK RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-9426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 299.92 FT OF W 626.47 FT OF N 330.89 FT OF THAT PART OF W 1/2 OF SW 1/4 LYING E OF M-52 HWY - 2.28 ACRES SEC 31 T10N R3E |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 31 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3071 |
| Census Tract | 12600 |
12823 Niblock Rd is owned and occupied by two individuals who acquired it in January 2022.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12823 NIBLOCK RD, CHESANING, MI 48616-9426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 6, 2022 |
| Transfer Doc | 0000001161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 12, 2022 |
| Property Address | 12823 NIBLOCK RD, CHESANING, MI 48616-9426 |
| Document Number | 0000001161 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 2022001161 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12823 NIBLOCK RD, CHESANING, MI 48616-9426 |
The 2025 property tax bill for 12823 Niblock Rd was $3,717 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,900 | $267,800 | |
| 2025 | $3,717.00 Homeowner's exemption | ||
| 2023 | $105,700 | $211,400 | |
| 2022 | $3,168.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12823 Niblock Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 12 (1986–2020) |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12823 Niblock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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