12600 Niblock Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 12600 Niblock Rd, Chesaning, MI 48616

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,948 sqft · built 1972
Lot Size7.05 acres (307,534 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Jul 2022)
Tax Bill$2,183 (2022)
Deeds & MortgagesJul 2022 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN24-10-3-31-2005-002

Property Details

APN / Parcel Number

Primary APN24-10-3-31-2005-002
Alternative APN
  • 24103312005000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,948 sqft Living Area
Gross Area4,324 sqft
1st Floor Area1,948 sqft
Basement Area1,728 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Architectural StyleOther
Exterior MaterialBrick
Lot Area307,534 sqft (7.05 acres)
Garage Area648 sqft
Parking Spaces2 Parking Spaces
Pool TypeGunite Pool
PorchPorch
Porch Area176 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number24103312005002
Old Parcel Number24103312005000
Street Address12600 NIBLOCK RD
CityCHESANING
StateMI
Zip48616-8406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT A PT THAT IS E 2243.92 FT FROM W 1/4 CORN OF SEC TH N 538 FT TH E 649.03 FT TO N&S 1/4 LINE TH S 501.11 FT TH W 613.96
Legal Range03E
Legal Township10N
Legal Section31
JurisdictionSAGINAW MI
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3075
Census Tract12600

Owner

12600 Niblock Rd is owned by an individual who bought it in July 2022.

Source: Saginaw County records, as of April 24, 2024

Owner of RecordIndividual Name on File
Mailing Address12600 NIBLOCK RD, CHESANING, MI 48616-8406
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2022 · Amount on File
Deed SaleJul 12, 2022 · Amount on File
Deed Document Number2022019586
Record UpdatedJun 7, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJul 12, 2022
Property Address12600 NIBLOCK RD, CHESANING, MI 48616-8406
Document Number0000019586
Instrument DateJun 8, 2022
Instrument2022019586
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyMASON BURGESS TITLE AGENCY

Transaction

AmountAmount on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12600 NIBLOCK RD, 12600, CHESANING, MI 48616-8406

Transferred To (Grantee/Buyer)

NameVerified Name
Address5108 S REED RD, DURAND, MI 48429-1011

Mortgage

Document Number0000019587
DateJul 12, 2022
Instrument2022019587
Lender
NameMETRO MORTGAGE
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Mortgage

Document Number0000020864
DateJul 29, 2022
Instrument2022020864
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2037

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSt. Charles Township
Unified School DistrictChesaning Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$116,500$233,000
2022$2,183.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12600 Niblock Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims12 (1986–2020)
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 2 claims
  • Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12600 Niblock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LakeNet
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Brightspeed
DSL
10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Niblock Rd

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