12823 Flagstone Dr, Pineville, NC 28134 Property Records

Mecklenburg County property record for 12823 Flagstone Dr, Pineville, NC 28134

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,110 sqft · built 2009
Lot Size	0.147 acres (6,403 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Oct 2009)
Tax Bill	$4,485 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`221-015-60`

Property Details

APN / Parcel Number

Primary APN	`221-015-60`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,110 sqft Living Area
Gross Area	3,710 sqft
1st Floor Area	1,426 sqft
Upper Floors Area	1,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	6,403 sqft (0.147 acres)
Garage Type	Attached
Garage Area	600 sqft
Porch	Finished/Open Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12823 FLAGSTONE DR
City	PINEVILLE
State	NC
Zip	28134-7461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	L193 M51-982
Legal Subdivision	MCCULLOUGH PH 01 MAP 01
Legal Block	5
Legal Lot Number	193
Jurisdiction	MECKLENBURG NC
Township / Civil Division	14, PINEVILLE
Census Block Group	2
Census Block	2041
Census Tract	5824

Owner

Source: Mecklenburg County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12823 FLAGSTONE DR, PINEVILLE, NC 28134-7461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY
Dec 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jan 24, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2009 · Amount on Record
Deed Sale	Oct 22, 2009 · Amount on Record
Deed Document Number	2009146404
Deed Book / Page	25166 / 320
Last Transfer Date	Jul 1, 2021
Transfer Doc	0000130954
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 27, 2026
Property Address	12823 FLAGSTONE DR, PINEVILLE, NC 28134-7461
Document Number	0000079589
Book / Page	40598 / 465
Instrument Date	Jul 17, 2026
Instrument	202679589
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000079589,
Date	Jul 27, 2026
Book Page	40598/465
Instrument	202679589

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	12823 FLAGSTONE DR, PINEVILLE, NC 28134-7461
Transaction Type	Mortgage
Record Updated	Jan 10, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000120415
Date	Dec 28, 2023
Book Page	38555/219
Instrument	2023120415

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 7, 2021
Property Address	12823 FLAGSTONE DR, PINEVILLE, NC 28134-7461
Document Number	0000130954
Book / Page	36265 / 529
Map Reference	MB 50 PG 919&920
Instrument Date	Jul 1, 2021
Instrument	2021130954
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12823 FLAGSTONE DR, PINEVILLE, NC 28134-7461
Investor	Possibly a Property Investor

Mortgage

Document Number	0000130955
Date	Jul 7, 2021
Instrument	2021130955

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	12823 FLAGSTONE DR, PINEVILLE, NC 28134-7461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010904
Date	Jan 24, 2020
Book Page	34228/377
Instrument	2020010904

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Pineville Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,485.00	$559,000 Land $120,000 Building $439,000	$559,000 Land $120,000 Building $439,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Pineville Communication Systems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Comporium, T-Mobile.

Nearby Properties on Flagstone Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures