12816 Flagstone Dr, Pineville, NC 28134 Property Records

Mecklenburg County property record for 12816 Flagstone Dr, Pineville, NC 28134

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,392 sqft · built 2010
Lot Size	0.137 acres (5,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Aug 2015)
Tax Bill	$5,703 (2023)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`221-015-76`

Property Details

APN / Parcel Number

Primary APN	`221-015-76`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,392 sqft Heated Area
Gross Area	4,276 sqft
1st Floor Area	1,406 sqft
Upper Floors Area	1,986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,990 sqft (0.137 acres)
Garage Area	600 sqft
Porch	Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	221-015-76
Street Address	12816 FLAGSTONE DR
City	PINEVILLE
State	NC
Zip	28134-7461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	L191 M51-982
Legal Subdivision	MCCULLOUGH PH 01 MAP 01
Legal Lot Number	191
Jurisdiction	MECKLENBURG NC
Township / Civil Division	14, PINEVILLE
Census Block Group	2
Census Block	2042
Census Tract	5824

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12816 FLAGSTONE DR, PINEVILLE, NC 28134-7461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2015 · Amount on Record
Deed Sale	Aug 26, 2015 · Amount on Record
Prior Sale	Jul 26, 2010 · Amount on Record
Deed Document Number	0030232610
Deed Book / Page	30232 / 610
Record Updated	Jun 7, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	12816 FLAGSTONE DR, PINEVILLE, NC 28134-7461
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143826
Date	Oct 18, 2022
Book Page	37718/134
Instrument	2022143826

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 17, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	12816 FLAGSTONE DR, PINEVILLE, NC 28134-7461
Document Number	0000014863
Instrument Date	Jan 21, 2021
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12816 FLAGSTONE DR PINEVILLE NC 281347461, PINEVILLE, NC 28134-7461

Mortgage

Document Number	0000014863
Date	Jan 26, 2021
Book Page	035591/000964
Instrument	14863

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Pineville Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pineville Communication Systems Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comporium.

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