12821 E Maxwell Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 12821 E Maxwell Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,985 sqft · built 1963
Lot Size	0.238 acres (10,360 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2019)
Tax Bill	$3,772 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45152.0310`

Property Details

APN / Parcel Number

Primary APN	`45152.0310`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,985 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	1,063 sqft
Basement Area	1,025 sqft
Finished Basement	922 sqft
Unfinished Basement	103 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,360 sqft (0.238 acres)
Lot Dimensions	140 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Deck Area	648 sqft
Patio Area	648 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	12821 E MAXWELL AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-1058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OPP OWENS TR 1&2 L10 B3
Legal Range	44E
Legal Township	25N
Legal Section	15
Legal Subdivision	OPP OWENS
Legal Tract	1
Legal Block	3
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1008
Census Tract	11800

Owner

12821 E Maxwell Ave is owned and occupied by two individuals who bought it in September 2019.

Source: Spokane County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12821 E MAXWELL AVE, SPOKANE VALLEY, WA 99216-1058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Line of Credit SUNFLOWER BANK NA
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Sep 27, 2019	Warranty Deed, Transfer · FHA Mortgage NEWFI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on File
Deed Sale	Sep 27, 2019 · Amount on File
Prior Sale	Sep 27, 2016 · Amount on File
Deed Document Number	20196847277
Prior Transfer Date	Sep 25, 2016
Prior Transfer Doc	0006538616
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12821 E MAXWELL AVE, SPOKANE VALLEY, WA 99216-1058
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007470651
Date	Feb 18, 2026
Instrument	7470651

Lender

Name	SUNFLOWER BANK NA
Type	Bank
Address	RICHARDSON, TX 75083

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12821 E MAXWELL AVE, SPOKANE VALLEY, WA 99216-1058
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007152374
Date	Nov 22, 2021
Instrument	7152374

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 27, 2019
Property Address	12821 E MAXWELL AVE, SPOKANE VALLEY, WA 99216-1058
Document Number	0006847277
Instrument Date	Sep 24, 2019
Instrument	6847277
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12821 E MAXWELL AVE SPOKANE VALLEY WA 992161058, SPOKANE VALLEY, WA 99216-1058

Mortgage

Document Number	6847278
Date	Sep 27, 2019
Instrument	6847278

Lender

Name	NEWFI LNDG
Address	EMERYVILLE, CA 94608

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 12821 E Maxwell Ave was $3,772, up 4.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,772.00 (+4.08%)	$358,200 Land $90,000 Building $268,200	$358,200 Land $90,000 Building $268,200
2025	$3,624.00
2024		$365,300 (+25.88%) Land $60,000 Building $305,300	$365,300 (+25.88%) Land $60,000 Building $305,300
2023	$3,498.00 (+3.22%)	$290,200 Land $44,000 Building $246,200	$290,200 Land $44,000 Building $246,200
2022	$3,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12821 E Maxwell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12821 E Maxwell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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