12814 E Maxwell Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 12814 E Maxwell Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,663 sqft · built 1963
Lot Size	0.238 acres (10,360 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Mar 2007)
Tax Bill	$704 (2026)
Deeds & Mortgages	Nov 2023 Reverse Mortgage Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45152.0402`

Property Details

APN / Parcel Number

Primary APN	`45152.0402`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,663 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	1,063 sqft
Basement Area	1,025 sqft
Finished Basement	600 sqft
Unfinished Basement	425 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,360 sqft (0.238 acres)
Lot Dimensions	140 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12814 E MAXWELL AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OPP OWENS TR 1&2 L2 B4
Legal Range	44E
Legal Township	25N
Legal Section	15
Legal Subdivision	OPP OWENS
Legal Tract	1
Legal Block	4
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1008
Census Tract	11800

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12814 E MAXWELL AVE, SPOKANE VALLEY, WA 99216-1017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 26, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2007 · Amount on Record
Deed Sale	Mar 29, 2007 · Amount on Record
Deed Document Number	20075515586
Last Transfer Date	May 17, 2016
Transfer Doc	0006498554
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12814 E MAXWELL AVE, SPOKANE VALLEY, WA 99216-1017
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12814 E MAXWELL AVE, SPOKANE VALLEY, WA 99216-1017

Mortgage

Document Number	0007320968
Date	Nov 28, 2023
Instrument	7320968

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1002 Months
Due	May 14, 2107

Interest

Rate Type	Adjustable Rate
Rate	7.89%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.8%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12814 E MAXWELL AVE, SPOKANE VALLEY, WA 99216-1017
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12814 E MAXWELL AVE, SPOKANE VALLEY, WA 99216-1017

Mortgage

Document Number	0007265015
Date	Jan 26, 2023
Instrument	7265015

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12814 E MAXWELL AVE, SPOKANE VALLEY, WA 99216-1017
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12814 E MAXWELL AVE, SPOKANE VALLEY, WA 99216-1017

Mortgage

Document Number	0007284425
Date	May 16, 2023
Instrument	7284425

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$704.00 (+4.3%) Senior Citizen's exemption	$388,100 (-1.1%) Land $90,000 Building $298,100	$388,100 (-1.1%) Land $90,000 Building $298,100
2025	$675.00 (+1.96%) Disabled Person's exemption Senior Citizen's exemption	$392,400 (+2.62%) Land $70,000 Building $322,400	$392,400 (+2.62%) Land $70,000 Building $322,400
2024	$662.00 (-1.05%) Disabled Person's exemption Senior Citizen's exemption	$382,400 (+25.5%) Land $60,000 Building $322,400	$382,400 (+25.5%) Land $60,000 Building $322,400
2023	$669.00 (+0.45%) Disabled Person's exemption Senior Citizen's exemption	$304,700 Land $44,000 Building $260,700	$304,700 Land $44,000 Building $260,700
2022	$666.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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