12820 High Crest St, Black Jack (Florissant), MO 63033 Property Records

St. Louis County property record for 12820 High Crest St, Black Jack, MO 63033

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 758 sqft · built 1997
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$166,600 (May 2026)
Tax Bill	$2,337 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07G-21-0265`

Property Details

APN / Parcel Number

Primary APN	`07G-21-0265`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	758 sqft Living Area
Gross Area	1,157 sqft
1st Floor Area	752 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	45 ft deep x 45 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	95 sqft
Balcony Area	6 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12820 HIGH CREST ST
City	BLACK JACK
State	MO
Zip	63033-4548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	103R-2
Legal Description	JAMESTOWNE PLAT 3-A LOT 167
Legal Subdivision	JAMESTOWNE PLAT 3-A
Legal Lot Number	167
Jurisdiction	ST LOUIS MO
Township / Civil Division	SPANISH LAKE
Census Block Group	1
Census Block	1004
Census Tract	210808

Owner

12820 High Crest St is owned and occupied by an individual who bought it in May 2026.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	12820 HIGH CREST ST, BLACK JACK, MO 63033-4548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Apr 11, 2005 · Amount on File
Deed Document Number	202693
Prior Transfer Date	Mar 31, 2005
Prior Transfer Doc	0169081732
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 21, 2026
Property Address	12820 HIGH CREST ST, BLACK JACK, MO 63033-4548
Document Number	0000000093
Instrument Date	May 18, 2026
Instrument	202693
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	US TITLE, UST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12820 HIGH CREST ST, BLACK JACK, MO 63033-4548
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000094,
Date	May 21, 2026
Instrument	202652194

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 12820 High Crest St was $2,337, down 0.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Black Jack City
County	St. Louis County
Unified School District	Hazelwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,950 (-) Land $4,030 Building $28,920	$173,400 (-) Land $21,200 Building $152,200
2025	$2,337.00 (-0.64%)	$32,950 Land $4,030 Building $28,920	$173,400 Land $21,200 Building $152,200
2024	$2,352.00 (+0.21%)
2023	$2,347.00 (+0.77%)	$26,090 (+17.05%) Land $3,500 Building $22,590	$137,300 Land $18,400 Building $118,900
2022	$2,329.00	$22,290 Land $4,710 Building $17,580
2021			$117,300 Land $24,800 Building $92,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12820 High Crest St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12820 High Crest St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20