St. Louis County property record for 12812 High Crest St, Black Jack, MO 63033
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,122 sqft · built 1995 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Sep 2018) |
| Tax Bill | $3,003 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07G-21-0287 |
| Primary APN | 07G-21-0287 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,122 sqft Living Area |
| Gross Area | 1,521 sqft |
| 1st Floor Area | 1,122 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 45 ft deep x 50 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12812 HIGH CREST ST |
|---|---|
| City | BLACK JACK |
| State | MO |
| Zip | 63033-4548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 103R-2 |
| Legal Description | JAMESTOWNE PLAT 3-A LOT 169 |
| Legal Subdivision | JAMESTOWNE PLAT 3-A |
| Legal Lot Number | 169 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | SPANISH LAKE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 210808 |
12812 High Crest St is owned and occupied by an individual who bought it in September 2018.
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12812 HIGH CREST ST, BLACK JACK, MO 63033-4548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Aug 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Jun 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 14, 2020 | Loan Modification, Mortgage MIDFIRST BK |
| Apr 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Sep 25, 2018 | Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on File |
| Deed Sale | Sep 25, 2018 · Amount on File |
| Prior Sale | Jun 14, 2016 · Amount on File |
| Deed Document Number | 2018355 |
| Deed Book / Page | 23210 / 1519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12812 HIGH CREST ST, BLACK JACK, MO 63033-4548 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 12812 HIGH CREST ST, BLACK JACK, MO 63033-4548 |
| Document Number | 2022040500576 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 2022040500576 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12812 HIGH CREST ST, BLACK JACK, MO 63033-4548 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 12812 HIGH CREST ST, BLACK JACK, MO 63033-4548 |
| Document Number | 0250282533 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 25028/2533 |
| Instrument | 2021080400345 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12812 HIGH CREST ST, BLACK JACK, MO 63033-4548 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 12812 HIGH CREST ST, BLACK JACK, MO 63033-4548 |
| Document Number | 0241001502 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 24100/1502 |
| Instrument | 2020062200273 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12812 HIGH CREST ST, BLACK JACK, MO 63033-4548 |
| Document Number | 0241041288 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12812 HIGH CREST ST BLACK JACK MO 630334548, BLACK JACK, MO 63033-4548 |
| Document Number | 0241041288 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 024104/001288 |
| Instrument | 271 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12812 HIGH CREST ST, BLACK JACK, MO 63033-4548 |
| Document Number | 0241001503 |
| Instrument Date | Apr 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12812 HIGH CREST ST BLACK JACK MO 630334548, BLACK JACK, MO 63033-4548 |
| Document Number | 0241001503 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 024100/001503 |
| Instrument | 273 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 25, 2018 |
| Property Address | 12812 HIGH CREST ST, BLACK JACK, MO 63033-4548 |
| Document Number | 0232101519 |
| Book / Page | 023210 / 001519 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 355 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12812 HIGH CREST ST BLACK JACK MO 630334548, BLACK JACK, MO 63033-4548 |
| Document Number | 232101522 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 023210/001522 |
| Instrument | 356 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2048 |
The 2025 property tax bill for 12812 High Crest St was $3,003, up 10.9% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Black Jack City |
| County | St. Louis County |
| Unified School District | Hazelwood School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,280 (-) Land $3,970 Building $31,310 | $185,700 (-) Land $20,900 Building $164,800 | |
| 2025 | $3,003.00 (+10.85%) | $35,280 Land $3,970 Building $31,310 | $185,700 Land $20,900 Building $164,800 |
| 2024 | $2,709.00 (+0.22%) | ||
| 2023 | $2,703.00 (+7.73%) | $30,040 (+25.06%) Land $3,460 Building $26,580 | $158,100 Land $18,200 Building $139,900 |
| 2022 | $2,509.00 | $24,020 Land $4,640 Building $19,380 | |
| 2021 | $126,400 Land $24,400 Building $102,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12812 High Crest St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12812 High Crest St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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