Oldham County property record for 12820 Crestview Cv, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,832 sqft · built 2000 |
| Lot Size | 0.427 acres (18,587 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $723,500 (Jul 2024) |
| Tax Bill | $8,951 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-03-216 |
| Primary APN | 05-19-03-216 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,832 sqft Living Area |
| Basement Area | 1,716 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,587 sqft (0.427 acres) |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 73271 |
|---|---|
| Street Address | 12820 CRESTVIEW CV |
| City | PROSPECT |
| State | KY |
| Zip | 40059-8140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .4267AC |
| Legal Subdivision | HILLCREST |
| Legal Block | SEC 3 |
| Legal Lot Number | 216 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 30801 |
12820 Crestview Cv is owned and occupied by two individuals who bought it in July 2024.
Source: Oldham County records, as of June 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12820 CRESTVIEW CV, PROSPECT, KY 40059-8140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2023 | Warranty Deed, Transfer |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on File |
| Deed Sale | Jul 29, 2024 · Amount on File |
| Prior Sale | Mar 22, 2023 · Amount on File |
| Deed Document Number | 2024772877 |
| Deed Book / Page | 1388 / 187 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Mar 22, 2023 |
| Property Address | 12820 CRESTVIEW CV, PROSPECT, KY 40059-8140 |
| Document Number | 0D1352/431 |
| Book / Page | D1352 / 431 |
| Map Reference | MB 5 PG 121 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 723687 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $646.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10310 COVERED BRIDGE RD, PROSPECT, KY 40059-9531 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 12820 CRESTVIEW CV, PROSPECT, KY 40059-8140 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12820 CRESTVIEW CV, PROSPECT, KY 40059-8140 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TTL GRO |
| Name | Verified Name |
|---|
| Document Number | 000M2439/1 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | M2439/1 |
| Instrument | 587931 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12820 CRESTVIEW CV, PROSPECT, KY 40059-8140 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12820 CRESTVIEW CV, PROSPECT, KY 40059-8140 |
| Document Number | 0M2546/138 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | M2546/138 |
| Instrument | 657197 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 21, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12820 Crestview Cv was $8,951.
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,951.00 | $723,500 Land $90,000 Building $633,500 | $723,500 Land $90,000 Building $633,500 |
| 2023 | $5,535.00 | $444,000 Land $90,000 Building $354,000 | $444,000 Land $90,000 Building $354,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12820 Crestview Cv in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12820 Crestview Cv is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures