12818 Crestview Cv, Prospect, KY 40059 Property Records

Oldham County property record for 12818 Crestview Cv, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,656 sqft · built 2000
Lot Size0.508 acres (22,133 sqft)
OwnerIndividual Name on File
Last Sale$515,000 (Sep 2016)
Tax Bill$7,309 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Mar 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-19-03-215

Property Details

APN / Parcel Number

Primary APN05-19-03-215
Alternative APN
  • 55791

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,656 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area22,133 sqft (0.508 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number55791
Street Address12818 CRESTVIEW CV
CityPROSPECT
StateKY
Zip40059-8140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE, IG POOL & .5081AC
Legal BlockSEC 3
Legal Lot Number215
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group3
Census Block3004
Census Tract30801

Owner

12818 Crestview Cv is owned and occupied by an individual who bought it in September 2016.

Source: Oldham County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12818 CRESTVIEW CV, PROSPECT, KY 40059-8140
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Deed of Trust, Mortgage · Line of Credit
STOCK YARDS BANK & TRUST CO
Mar 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
REPUBLIC BANK & TRUST CO
Sep 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
STOCK YARDS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2016 · Amount on File
Deed SaleSep 12, 2016 · Amount on File
Prior SaleJan 20, 2015 · Amount on File
Deed Document Number514274
Deed Book / PageD1142 / 209
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address12818 CRESTVIEW CV, PROSPECT, KY 40059-8140
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12818 CRESTVIEW CV, PROSPECT, KY 40059-8140

Mortgage

Document Number0M2723/150
DateDec 2, 2025
Book PageM2723/150
Instrument838489
Lender
NameSTOCK YARDS BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40223
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address12818 CRESTVIEW CV, PROSPECT, KY 40059-8140
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2251/646
DateMar 10, 2017
Book PageM2251/646
Instrument522142
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address12818 CRESTVIEW CV, PROSPECT, KY 40059-8140
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2451/224
DateSep 22, 2020
Book PageM2451/224
Instrument596114
Lender
NameSTOCK YARDS BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12818 Crestview Cv was $7,309.

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,309.00$590,000 Land $90,000 Building $500,000$590,000 Land $90,000 Building $500,000
2023$7,030.00$565,000 Land $90,000 Building $475,000$565,000 Land $90,000 Building $475,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12818 Crestview Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12818 Crestview Cv is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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