12820 Claire Dr, Poway, CA 92064 Property Records

San Diego County property record for 12820 Claire Dr, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,531 sqft · built 1980
Lot Size2.03 acres (88,862 sqft)
Owner2 Individual Names on File
Last Sale$960,000 (Apr 2023)
Tax Bill$11,382 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Aug 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN323-060-16-00

Property Details

APN / Parcel Number

Primary APN323-060-16-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,531 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area88,862 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12820 CLAIRE DR
CityPOWAY
StateCA
Zip92064-5825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-C
Legal DescriptionSEC 18-14-1W SE 1/4 /EXC N 2300 FT/ W 260 FT OF
Legal Range01W
Legal Township14
Legal Section18
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract17049

Owner

Source: San Diego County records · APN 323-060-16-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12820 CLAIRE DR, POWAY, CA 92064-5825
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2023Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 18, 2022Intrafamily Transfer, Transfer
Oct 28, 2020Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Oct 02, 2020Deed of Trust, Mortgage · Line of Credit
MISSION FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 03, 2023 · Amount on Record
Deed SaleApr 03, 2023 · Amount on Record
Prior SaleDec 23, 1998 · Amount on Record
Deed Document Number202384999
Prior Transfer DateAug 12, 2022
Prior Transfer Doc0000333696
Record UpdatedSep 20, 2026

April 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 03, 2023
Property Address12820 CLAIRE DR, POWAY, CA 92064-5825
Document Number0000084999
Instrument DateMar 09, 2023
Instrument2023-0084999
Transaction TypeTransfer
Record UpdatedApr 13, 2023
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12820 CLAIRE DR, POWAY, CA 92064-5825

Mortgage

Document Number0000085000
DateApr 03, 2023
Instrument2023-0085000
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 18, 2022
Property Address12820 CLAIRE DR, POWAY, CA 92064-5825
Document Number0000333696
Instrument DateAug 12, 2022
Instrument2022-0333696
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 275, POWAY, CA 92074-0275

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12820 CLAIRE DR, POWAY, CA 92064-5825
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATL TTL CO SAN DIE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 275, POWAY, CA 92074-0275

Mortgage

Document Number0000665791
DateOct 28, 2020
Instrument2020-0665791
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 31, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12820 CLAIRE DR, POWAY, CA 92064-5825
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 275, POWAY, CA 92074-0275

Mortgage

Document Number0000593006
DateOct 02, 2020
Instrument2020-0593006
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 30, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,018,756 (+2%) Land $555,684 Building $463,072
2025$11,382.00 (+143.78%)$998,782 (+141.04%) Land $544,789 Building $453,993
2023$4,669.00 (+1.7%) Homeowner's exemption$414,360 Land $226,014 Building $188,346
2022$4,591.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims43 (1978–2017)
Claims Outside the SFHA14 of 43
Most Recent ClaimFeb 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 7 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 9 claims

Wildfire

Wildfire RiskHigh
above 74% of the US · above 50% of California
Wildfire Likelihood0.4% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet.

Based on FCC filings for 290 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF POWAY
serves 49,888 people
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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