1282 Sycamore St, Elgin, IL 60123 Property Records

Kane County property record for 1282 Sycamore St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,740 sqft · built 1997
Lot Size	0.233 acres (10,150 sqft)
Owner	2 Individual Names on File
Last Sale	$288,500 (Nov 2017)
Tax Bill	$11,837 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-201-010`

Property Details

APN / Parcel Number

Primary APN	`06-33-201-010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,740 sqft Living Area
Gross Area	4,011 sqft
Basement Area	1,271 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	10,150 sqft (0.233 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1282 SYCAMORE ST
City	ELGIN
State	IL
Zip	60123-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE SOUTH PHASE 6 LOT 627
Legal Subdivision	WOODBRIDGE SOUTH
Legal Phase	6
Legal Block	4
Legal Lot Number	627
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4003
Census Tract	851907

Owner

1282 Sycamore St is owned and occupied by two individuals who bought it in November 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1282 SYCAMORE ST, ELGIN, IL 60123-4103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Nov 8, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Nov 8, 2017	Special Warranty Deed, Transfer · Conventional Mortgage ASSET MUTUAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Prior Sale	Nov 8, 2017 · Amount on File
Deed Document Number	201758683
Prior Transfer Date	Sep 11, 1997
Prior Transfer Doc	0000070022
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1282 SYCAMORE ST, ELGIN, IL 60123-4103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000279
Date	Jan 4, 2021
Instrument	2021K000279

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 8, 2017
Property Address	1282 SYCAMORE ST, ELGIN, IL 60123-4103
Document Number	0000058682
Instrument Date	Oct 17, 2017
Instrument	58682
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$432.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1282 SYCAMORE ST ELGIN IL 601234103, ELGIN, IL 60123-4103
Investor	Possibly a Property Investor

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 8, 2017
Property Address	1282 SYCAMORE ST, ELGIN, IL 60123-4103
Document Number	0000058683
Map Reference	DOC96K061152
Instrument Date	Sep 29, 2017
Instrument	2017K058683
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1282 SYACORN, ELGIN, IL 60123

Mortgage

Document Number	0000058684
Date	Nov 8, 2017
Instrument	2017K058684

Lender

Name	ASSET MUTUAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate	3.99%
Change Frequency	6 Months

Tax Assessment & Valuation

The 2025 property tax bill for 1282 Sycamore St was $11,837 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,837.00 Homeowner's exemption	$163,157 (+8.57%) Land $34,886 Building $128,271	$489,667 (+8.57%) Land $104,700 Building $384,967
2024		$150,278 Land $32,132 Building $118,146	$451,014 Land $96,435 Building $354,580
2022	$10,214.00 (+4.33%) Homeowner's exemption	$123,794 (+6.96%) Land $26,469 Building $97,325	$371,382 (+6.96%) Land $79,407 Building $291,975
2021	$9,790.00 Homeowner's exemption	$115,739 Land $24,747 Building $90,992	$347,217 Land $74,241 Building $272,976

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1282 Sycamore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1282 Sycamore St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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