1282 Fenwick Garth, Arnold, MD 21012 Property Records

Anne Arundel County property record for 1282 Fenwick Garth, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,072 sqft · built 1976
Lot Size	3.21 acres (140,263 sqft)
Owner	2 Company Names on Record
Last Sale	$900,000 (Jun 1993)
Tax Bill	$18,378 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-364-90000273`

Property Details

APN / Parcel Number

Primary APN	`03-364-90000273`
Alternative APNs	`3-364-90000273` `36490000273`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,072 sqft Living Area
Gross Area	4,600 sqft
1st Floor Area	2,462 sqft
Basement Area	1,610 sqft
Finished Basement	1,610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	140,263 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	314 sqft
Deck Area	1,291 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	36490000273
Street Address	1282 FENWICK GARTH
City	ARNOLD
State	MD
Zip	21012-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 3 SC 6 GLEN OBAN
Legal Subdivision	GLEN OBAN
Legal Block	1
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1018
Census Tract	730800

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1282 FENWICK GARTH, ARNOLD, MD 21012-2107
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 1993 · Amount on Record
Deed Sale	Jun 4, 1993 · Amount on Record
Deed Book / Page	6078 / 366
Last Transfer Date	Oct 29, 2024
Transfer Doc	0410760350
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1282 FENWICK GARTH, ARNOLD, MD 21012-2107
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	SWAN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0389140104
Date	Jul 7, 2022
Book Page	38914/104

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	165 Months
Due	Apr 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1282 FENWICK GARTH, ARNOLD, MD 21012-2107
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	SWAN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0364420408
Date	Mar 30, 2021
Book Page	36442/408

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1282 FENWICK GARTH, ARNOLD, MD 21012-2107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SWAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0305440460
Date	Jan 18, 2017
Book Page	30544/460
Instrument	30544-460

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,741,867 (+2.12%)	$2,798,700 (-) Land $2,156,000 Building $642,700
2025	$18,378.00 (+1.59%)	$2,685,033 (+2.43%)	$2,798,700 (+6.49%) Land $2,156,000 Building $642,700
2024	$18,091.00 (+4.88%)
2023	$17,250.00 Homeowner's exemption	$2,621,233	$2,628,200 Land $2,156,000 Building $472,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1979–2012)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2012 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Cell Coverage

4G LTE only, no 5G reported

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