1276 Fenwick Garth, Arnold, MD 21012 Property Records

Anne Arundel County property record for 1276 Fenwick Garth, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,875 sqft · built 1981
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,475,000 (Dec 2019)
Tax Bill	$18,398 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-364-90000274`

Property Details

APN / Parcel Number

Primary APN	`03-364-90000274`
Alternative APNs	`3-364-90000274` `36490000274`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,875 sqft Living Area
Gross Area	4,491 sqft
1st Floor Area	1,656 sqft
Basement Area	691 sqft
Finished Basement	691 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	69,696 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	48 sqft
Patio Area	715 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	36490000274
Street Address	1276 FENWICK GARTH
City	ARNOLD
State	MD
Zip	21012-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 4 SC 6 GLEN OBAN
Legal Subdivision	GLEN OBAN
Legal Block	1
Legal Lot Number	4
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1018
Census Tract	730800

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1276 FENWICK GARTH, ARNOLD, MD 21012-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK
May 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 3, 2019	Deed, Transfer · Conventional Mortgage SANDY SPRING BANK
Mar 29, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on Record
Deed Sale	Dec 3, 2019 · Amount on Record
Prior Sale	Dec 3, 1979 · Amount on Record
Deed Book / Page	33901 / 480
Last Transfer Date	Apr 28, 2020
Transfer Doc	0345900001
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1276 FENWICK GARTH, ARNOLD, MD 21012-2107
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1276 FENWICK GARTH, ARNOLD, MD 21012-2107

Mortgage

Document Number	0401230391
Date	Dec 15, 2023
Book Page	40123/391

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1276 FENWICK GARTH, ARNOLD, MD 21012-2107
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1276 FENWICK GARTH, ARNOLD, MD 21012-2107

Mortgage

Document Number	0381260317
Date	Dec 23, 2021
Book Page	38126/317

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	FAULKNER, MD 20632

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 15, 2020
Property Address	1276 FENWICK GARTH, ARNOLD, MD 21012-2107
Document Number	0345900001
Book / Page	034590 / 000001
Instrument Date	Apr 28, 2020
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1276 FENWICK GARTH ARNOLD MD 210122107, ARNOLD, MD 21012-2107

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 3, 2019
Property Address	1276 FENWICK GARTH, ARNOLD, MD 21012-2107
Document Number	0339010480
Book / Page	33901 / 480
Map Reference	MB 59 FO 3
Instrument Date	Nov 19, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1276 FENWICK GARTH, ARNOLD, MD 21012-2107

Mortgage

Document Number	33901488
Date	Dec 3, 2019
Instrument	33901/488

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year LIBOR
Max Rate	8.99%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1276 FENWICK GARTH, ARNOLD, MD 21012-2107
Document Number	0310490425
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1276 FENWICK GARTH ARNOLD MD 210122107, ARNOLD, MD 21012-2107

Mortgage

Document Number	0310490425
Date	Jun 15, 2017
Book Page	031049/000425

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,845,533 (+7.13%)	$1,968,300 (-) Land $1,516,300 Building $452,000
2025	$18,398.00 (+2.09%) Homeowner's exemption	$1,722,767 (+7.67%)	$1,968,300 (+23.02%) Land $1,516,300 Building $452,000
2024	$18,022.00 (+3.15%)
2023	$17,472.00 Homeowner's exemption	$1,600,000 Land $1,287,900 Building $312,100	$1,600,000 Land $1,287,900 Building $312,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1979–2012)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2012 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Cell Coverage

4G LTE only, no 5G reported

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