Washington County property record for 12818 Saint Paul Rd, Clear Spring, MD 21722
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,112 sqft · built 2000 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Oct 2012) |
| Tax Bill | $4,402 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-003802 |
| Primary APN | 04-003802 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,112 sqft Total Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 910 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 546 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 003802 |
|---|---|
| Street Address | 12818 SAINT PAUL RD |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A(R) |
| Legal Description | 1.00 ACRES REM 12818 ST PAUL ROAD |
| Legal Subdivision | LESTER B RIDENOUR LANDS |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 4, CLEAR SPRING |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10600 |
12818 Saint Paul Rd is owned and occupied by two individuals who bought it in October 2012.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12818 SAINT PAUL RD, CLEAR SPRING, MD 21722-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2012 · Amount on File |
| Deed Sale | Oct 26, 2012 · Amount on File |
| Prior Sale | Sep 16, 1982 · Amount on File |
| Deed Book / Page | 4393 / 450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12818 SAINT PAUL RD, CLEAR SPRING, MD 21722-1411 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0072630149 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 7263/149 |
| Name | WASHINGTON COUNTY TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAGERSTOWN, MD 21742 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jun 15, 2033 |
The 2026 property tax bill for 12818 Saint Paul Rd was $4,402, up 10.7% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,402.00 (+10.69%) | $419,400 (+10.84%) Land $75,000 Building $344,400 | $419,400 (-) Land $75,000 Building $344,400 |
| 2025 | $3,977.00 | $378,367 | $419,400 Land $75,000 Building $344,400 |
| 2023 | $3,081.00 | $296,300 Land $75,000 Building $221,300 | $296,300 Land $75,000 Building $221,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12818 Saint Paul Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12818 Saint Paul Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Cable · Fiber in parts of the area | 1,300 / 50 |
5G (outdoors only) and 4G LTE
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