12715 Saint Paul Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 12715 Saint Paul Rd, Clear Spring, MD 21722

Property Summary

Property TypeRural Home
Details2.5 ba · 2,894 sqft · built 1906
Lot Size57.4 acres (2,500,344 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Apr 2018)
Tax Bill$4,959 (2026)
Deeds & MortgagesMay 2018 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-004038

Property Details

APN / Parcel Number

Primary APN23-004038
Alternative APN
  • 004038

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Units2 Units
Stories2 Stories
Building Area2,894 sqft Total Area

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Exterior MaterialBrick
Roof MaterialMetal
Lot Area2,500,344 sqft (57.4 acres)

Exterior Amenities

PorchSlab
Porch Area462 sqft
Shed1 Shed
Shed Area5,000 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number004038
Street Address12715 SAINT PAUL RD
CityCLEAR SPRING
StateMD
Zip21722-1410
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeA(R)
Legal Description57.40 ACRES REM 12715 ST PAUL RD
Legal SubdivisionRICHARD HERSHEY
JurisdictionWASHINGTON MD
Township / Civil Division23, WILSONS
Census Block Group1
Census Block1026
Census Tract11700

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address6 GLENHURST CT, NORTH POTOMAC, MD 20878-3918
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2018Deed of Trust, Mortgage
MARYLAND AGRIC & RESOURCE-BAS
Apr 6, 2018Grant Deed, Transfer · Conventional Mortgage
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2018 · Amount on Record
Deed SaleApr 6, 2018 · Amount on Record
Prior SaleDec 18, 2012 · Amount on Record
Deed Book / Page5722 / 111
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address12715 SAINT PAUL RD, CLEAR SPRING, MD 21722-1410
Document Number0057590039
Instrument DateMay 18, 2018
Transaction TypeMortgage
Record UpdatedJun 12, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6 GLENHURST CT NORTH POTOMAC MD 208783918, NORTH POTOMAC, MD 20878-3918

Mortgage

Document Number0057590039
DateMay 25, 2018
Book Page005759/000039
Lender
NameMARYLAND AGRIC & RESOURCE-BAS
Address1410 FOREST DR # 21, ANNAPOLIS, MD 21403-1446
Agreement
AmountAmount Recorded
Interest
Rate12%

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON MD
Recording DateApr 6, 2018
Property Address12715 SAINT PAUL RD, CLEAR SPRING, MD 21722-1410
Document Number0057220111
Book / Page005722 / 000111
Instrument DateMar 23, 2018
Transaction TypeTransfer
Record UpdatedApr 16, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12715 SAINT PAUL RD CLEAR SPRING MD 217221410, CLEAR SPRING, MD 21722-1410

Mortgage

Document Number57220117
DateApr 6, 2018
Book Page005722/000117
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressLANCHESTER, PA 17604
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 5, 2028

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,959.00 (+18.52%)$473,200 (+18.81%) Land $87,600 Building $385,600$473,200 (-) Land $87,600 Building $385,600
2025$4,184.00 (+61.98%)$398,267 (+60.33%)$473,200 (+90.5%) Land $87,600 Building $385,600
2023$2,583.00$248,400 Land $77,600 Building $170,800$248,400 Land $77,600 Building $170,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Cable · Fiber in parts of the area
1,300 / 50

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