12816 Pointe Dr, Saint Louis, MO 63127 Property Records

St. Louis County property record for 12816 Pointe Dr, Saint Louis, MO 63127

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,780 sqft · built 1987
Lot Size1.61 acres (70,132 sqft)
OwnerTrust Name on File
Tax Bill$7,784 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN28M-41-0050

Property Details

APN / Parcel Number

Primary APN28M-41-0050

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,780 sqft Living Area
Gross Area3,690 sqft
1st Floor Area2,780 sqft
Basement Area400 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeRaised
Lot Area70,132 sqft
Lot Dimensions122 ft deep x 120 ft wide
Garage TypeAttached
Garage Area910 sqft
Parking Spaces4 Parking Spaces
PorchOpen Frame Porch
Porch Area397 sqft
Patio Area253 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12816 POINTE DR
CitySAINT LOUIS
StateMO
Zip63127-1742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code101R-1
Legal DescriptionSUNSET POINTE LOT 3 4 3 87
Legal SubdivisionSUNSET POINTE
Legal Lot Number3
JurisdictionST LOUIS MO
Township / Civil DivisionTESSON FERRY
Census Block Group3
Census Block3019
Census Tract221201

Owner

12816 Pointe Dr is owner-occupied and held in a trust since May 2015.

Source: St. Louis County records, as of September 29, 2026

Owner of RecordTrust Name on File
Mailing Address12816 POINTE DR, SAINT LOUIS, MO 63127-1742
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 20, 2015
Transfer Doc0215250899
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address12816 POINTE DR, SAINT LOUIS, MO 63127-1742
Transaction TypeMortgage
Record UpdatedSep 1, 2021
Title CompanyCOPPER TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2646 SUNRISE DR, EUREKA, MO 63025-3515

Mortgage

Document Number0244402437
DateNov 16, 2020
Book Page24440/2437
Instrument2020111600354
Lender
NameJLB CORP
TypeMortgage Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12816 Pointe Dr was $7,784, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalitySunset Hills City
Unified School DistrictLindbergh School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$126,880 (-) Land $49,020 Building $77,860$667,800 (-) Land $258,000 Building $409,800
2025$7,784.00 (+0.08%)$126,880 Land $49,020 Building $77,860$667,800 Land $258,000 Building $409,800
2024$7,778.00 (+0.22%)
2023$7,761.00$108,780 Land $37,320 Building $71,460$572,500 Land $196,400 Building $376,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12816 Pointe Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2015–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12816 Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

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