12801 Pointe Dr, Saint Louis, MO 63127 Property Records

St. Louis County property record for 12801 Pointe Dr, Saint Louis, MO 63127

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,811 sqft · built 1987
Lot Size	1.11 acres (48,787 sqft)
Owner	Trust Name on File
Last Sale	$525,000 (Feb 2018)
Tax Bill	$8,421 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28M-41-0160`

Property Details

APN / Parcel Number

Primary APN	`28M-41-0160`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,811 sqft Living Area
Gross Area	3,820 sqft
1st Floor Area	1,287 sqft
Basement Area	217 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	48,787 sqft
Lot Depth	81 ft Depth
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Frame Porch
Porch Area	175 sqft
Deck Area	344 sqft
Patio Area	344 sqft
Balcony Area	13 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12801 POINTE DR
City	SAINT LOUIS
State	MO
Zip	63127-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SUNSET POINTE 4 3 87 LOT 27
Legal Subdivision	SUNSET POINTE
Legal Lot Number	27
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	3
Census Block	3016
Census Tract	221201

Owner

12801 Pointe Dr is owner-occupied and held in a trust since June 2019.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	12801 POINTE DR, SAINT LOUIS, MO 63127-1743
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 12, 2018	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2018 · Amount on File
Deed Sale	Feb 12, 2018 · Amount on File
Prior Sale	Aug 10, 2011 · Amount on File
Deed Document Number	2018408
Deed Book / Page	22896 / 2167
Last Transfer Date	Jun 13, 2019
Transfer Doc	0235750023
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	12801 POINTE DR, SAINT LOUIS, MO 63127-1743
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	TITLE 365 INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12801 POINTE DR, SAINT LOUIS, MO 63127-1743

Mortgage

Document Number	2022092300398
Date	Sep 23, 2022
Instrument	2022092300398

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 19, 2019
Property Address	12801 POINTE DR, SAINT LOUIS, MO 63127-1743
Document Number	0235750023
Book / Page	023575 / 000023
Instrument Date	Jun 13, 2019
Instrument	78
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12801 POINTE DR ST LOUIS MO 631271743, ST LOUIS, MO 63127-1743

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 12, 2018
Property Address	12801 POINTE DR, SAINT LOUIS, MO 63127-1743
Document Number	0228962167
Book / Page	022896 / 002167
Instrument Date	Feb 8, 2018
Instrument	408
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12801 POINTE DR ST LOUIS MO 631271743, ST LOUIS, MO 63127-1743

Mortgage

Document Number	228962170
Date	Feb 12, 2018
Book Page	022896/002170
Instrument	409

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12801 Pointe Dr was $8,421, up 3.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Sunset Hills City
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,560 (-) Land $40,380 Building $80,180	$634,500 (-) Land $212,500 Building $422,000
2025	$8,421.00 (+3.67%)	$120,560 Land $40,380 Building $80,180	$634,500 Land $212,500 Building $422,000
2024	$8,123.00 (+0.22%)
2023	$8,105.00	$113,600 Land $30,720 Building $82,880	$597,900 Land $161,700 Building $436,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12801 Pointe Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2015–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12801 Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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