12816 Cathy Ct, Midland, NC 28107 Property Records

Cabarrus County property record for 12816 Cathy Ct, Midland, NC 28107

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,360 sqft · built 2019
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$417,000 (Sep 2024)
Tax Bill	$3,131 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10017B0011.000000`

Property Details

APN / Parcel Number

Primary APN	`10017B0011.000000`
Alternative APNs	`5564 18 8097` `131799`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,360 sqft Living Area
Gross Area	3,300 sqft
1st Floor Area	1,020 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Width	94 ft Width
Garage Type	Mixed
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	1,530 sqft
Porch	Slab
Porch Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	131799
Street Address	12816 CATHY CT
City	MIDLAND
State	NC
Zip	28107-9800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	LT R-11 BLUFFTON PARK
Legal Subdivision	PINE BLUFF
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1048
Census Tract	41603

Owner

Source: Cabarrus County records · APN 10017B0011.000000

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6135 BUSCH WAY, MIDLAND, NC 28107-6709
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 23, 2019	Warranty Deed, Subdivision Related Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2024 · Amount on Record
Deed Sale	Sep 23, 2024 · Amount on Record
Prior Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	202420269
Deed Book / Page	17110 / 58
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	12816 CATHY CT, MIDLAND, NC 28107-9800
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015071247
Date	Apr 08, 2021
Book Page	15071/247

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 23, 2019
Property Address	12816 CATHY CT, MIDLAND, NC 28107-9800
Document Number	0013615204
Book / Page	13615 / 0204
Map Reference	MB 73 PG 88
Instrument Date	Jul 23, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4389 INDIAN TRAIL FAIRVIEW RD, 4389, INDIAN TRAIL, NC 28079-9639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12816 CATHY CT, MIDLAND, NC 28107-9800
Investor	Possibly a Property Investor

Mortgage

Document Number	0013615206
Date	Jul 23, 2019
Instrument	13615/206

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Locust City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,131.00 (+16.78%)	$403,550 (+38.89%) Land $75,000 Building $328,550
2024			$403,550 (+38.89%) Land $75,000 Building $328,550
2023	$2,681.00	$290,560 Land $40,000 Building $250,560	$290,560 Land $40,000 Building $250,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Based on FCC filings for 22 locations within half a mile of this property.

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