Cabarrus County property record for 12813 Cathy Ct, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,372 sqft · built 2020 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (May 2020) |
| Tax Bill | $2,740 (2023) |
| Deeds & Mortgages | Aug 2021 Line of Credit May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10017B0007.000000 |
| Primary APN | 10017B0007.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,372 sqft Living Area |
| Gross Area | 3,024 sqft |
| 1st Floor Area | 986 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Width | 134 ft Width |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,026 sqft |
| Porch | Slab |
| Porch Area | 108 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 93133 |
|---|---|
| Street Address | 12813 CATHY CT |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | LT R-7 BLUFFTON PARK |
| Legal Subdivision | PINE BLUFF |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 41603 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12813 CATHY CT, MIDLAND, NC 28107-9800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 22, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Oct 18, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2020 · Amount on Record |
| Deed Sale | May 22, 2020 · Amount on Record |
| Prior Sale | Oct 18, 2019 · Amount on Record |
| Deed Book / Page | 14200 / 139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 12813 CATHY CT, MIDLAND, NC 28107-9800 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015424139 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 15424/139 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 22, 2020 |
| Property Address | 12813 CATHY CT, MIDLAND, NC 28107-9800 |
| Document Number | 0014200139 |
| Book / Page | 14200 / 139 |
| Map Reference | MB 73 PG 88 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4389 INDIAN TRAIL FAIRVIEW RD, 4389, INDIAN TRAIL, NC 28079-9639 |
| Name | Verified Name |
|---|---|
| Address | 12813 CATHY CT, MIDLAND, NC 28107-9800 |
| Document Number | 0014200142 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 14200/142 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 18, 2019 |
| Property Address | 12813 CATHY CT, MIDLAND, NC 28107-9800 |
| Document Number | 13789217 |
| Book / Page | 013789 / 000217 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 28679 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4389 INDIAN TRAIL FAIRVIEW RD INDIAN TRAIL NC 280799639, INDIAN TRAIL, NC 28079-9639 |
| Investor | Possibly a Property Investor |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Locust City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $401,530 (+40.66%) Land $75,000 Building $326,530 | ||
| 2024 | $401,530 (+40.66%) Land $75,000 Building $326,530 | ||
| 2023 | $2,740.00 | $285,460 Land $40,000 Building $245,460 | $285,460 Land $40,000 Building $245,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
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