12815 Shelborne Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 12815 Shelborne Rd, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,488 sqft · built 1930
Lot Size2.29 acres (99,752 sqft)
OwnerOwner Name on Record
Tax Bill$6,181 (2024)
Deeds & MortgagesFeb 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN29-09-29-000-018.000-018

Property Details

APN / Parcel Number

Primary APN29-09-29-000-018.000-018
Alternative APN
  • 1709290000018000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,488 sqft Living Area
1st Floor Area1,980 sqft
Basement Area946 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1964
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area99,752 sqft (2.29 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1709290000018000
Street Address12815 SHELBORNE RD
CityCARMEL
StateIN
Zip46032-9534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE 2.29, SECTION 29, TOWNSHIP 18, RANGE 3
Legal Range03
Legal Township18
Legal Section29
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2022
Census Tract111010

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address12815 SHELBORNE RD, CARMEL, IN 46032-9534
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2006
Deed SaleAug 25, 2006
Prior SaleAug 25, 2006
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12815 SHELBORNE RD, CARMEL, IN 46032-9534
Transaction TypeMortgage
Record UpdatedDec 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008967
DateFeb 4, 2021
Instrument2021008967
Lender
NameOLD NATIONAL BANK
TypeBank
AddressCARMEL, IN 46032
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 24, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$530,400 (+11.5%) Land $171,600 Building $358,800$530,400 (+11.5%) Land $171,600 Building $358,800
2024$6,181.00 (+10.38%)
2023$5,600.00 (+27.91%) Homeowner's exemption$475,700 (+26.92%) Land $136,400 Building $339,300$475,700 (+26.92%) Land $136,400 Building $339,300
2022$4,378.00$374,800 Land $103,000 Building $271,800$374,800 Land $103,000 Building $271,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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