12701 Shelborne Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 12701 Shelborne Rd, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,096 sqft · built 1968
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on Record
Last Sale	$586,300 (Jun 2026)
Tax Bill	$3,788 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`29-09-29-000-016.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-29-000-016.000-018`
Alternative APN	`1709290000016000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,096 sqft Living Area
Gross Area	3,248 sqft
1st Floor Area	2,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12701 SHELBORNE RD
City	CARMEL
State	IN
Zip	46032-9288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.90, SECTION 29, TOWNSHIP 18, RANGE 3
Legal Range	03
Legal Township	18
Legal Section	29
Legal Subdivision	CLAY
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2022
Census Tract	111010

Owner

Source: Hamilton County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	535 W 92ND ST, INDIANAPOLIS, IN 46260-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK
Apr 28, 2026	Warranty Deed, Construction Loan · Construction Mortgage HEARTLAND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Apr 28, 2026 · Amount on Record
Deed Document Number	202628789
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 26, 2026
Property Address	12701 SHELBORNE RD, CARMEL, IN 46032-9288
Document Number	0000028789
Instrument Date	Jun 18, 2026
Instrument	202628789
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 W 92ND ST, INDIANAPOLIS, IN 46260-1407

Mortgage

Document Number	0000028790,
Date	Jun 26, 2026
Instrument	202628790

Lender

Name	HORIZON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 28, 2026
Property Address	12701 SHELBORNE RD, CARMEL, IN 46032-9288
Document Number	0000018347
Instrument Date	Apr 27, 2026
Instrument	202618347
Transaction Type	Construction Loan
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018348,
Date	Apr 28, 2026
Instrument	202618348

Lender

Name	HEARTLAND BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 27, 2027

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$346,700 (+5.51%) Land $156,000 Building $190,700	$346,700 (+5.51%) Land $156,000 Building $190,700
2024	$3,788.00 (+16.63%)	$328,600 (+11.39%) Land $156,000 Building $172,600	$328,600 (+11.39%) Land $156,000 Building $172,600
2023	$3,248.00 (+4.24%)	$295,000 (+13.46%) Land $122,400 Building $172,600	$295,000 (+13.46%) Land $122,400 Building $172,600
2022	$3,116.00	$260,000 Land $122,400 Building $137,600	$260,000 Land $122,400 Building $137,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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