12815 129th Ter, Largo, FL 33774 Property Records

Pinellas County property record for 12815 129th Ter, Largo, FL 33774

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,235 sqft · built 1979
Lot Size0.139 acres (6,068 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Mar 2026)
Tax Bill$5,591 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-749-7304-1

Property Details

APN / Parcel Number

Primary APNC62-000-749-7304-1
Alternative APNs
  • 08-30-15-57987-000-1110
  • 301508579870001110
  • 153008579870001110
  • R90792

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,235 sqft Living Area
Gross Area1,791 sqft
1st Floor Area1,235 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1987
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,068 sqft (0.139 acres)
Lot Dimensions101 ft deep x 60 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area412 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR90792
Street Address12815 129TH TER
CityLARGO
StateFL
Zip33774-2604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILL POND LOT 111
Legal Range15E
Legal Township30S
Legal Section8
Legal SubdivisionMILL POND
Legal Tract57987
Legal Lot Number111
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2006
Census Tract25207

Owner

12815 129th Ter is owned and occupied by an individual who bought it in March 2026.

Source: Pinellas County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address12815 129TH TER, LARGO, FL 33774-2604
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2026 · Amount on File
Deed SaleMar 13, 2026 · Amount on File
Prior SaleMay 20, 2002 · Amount on File
Deed Document Number202668923
Deed Book / Page23486 / 960
Prior Transfer DateFeb 11, 2016
Prior Transfer Doc0190820060
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 13, 2026
Property Address12815 129TH TER, LARGO, FL 33774-2604
Document Number0234860960
Book / Page23486 / 960
Map ReferenceMB 75 PG 16&17
Instrument DateMar 11, 2026
Instrument2026068923
Transaction TypeTransfer
Record UpdatedMar 30, 2026
Title CompanyPLATINUM NATIONAL TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address619 ELIZABETH ST, LARGO, FL 33770-2124

Transferred To (Grantee/Buyer)

NameVerified Name
Address12815 129TH TER, LARGO, FL 33774-2604

Mortgage

Document Number0023486962
DateMar 13, 2026
Instrument23486/962
Lender
NameSTRIDE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 12815 129th Ter was $5,591, up 7.9% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,591.00 (+7.91%)$333,692 Land $114,735 Building $218,957$333,692 Land $114,735 Building $218,957
2024$5,181.00 (+18.78%)
2023$4,362.00 (+6.89%)$236,118 (+2.66%)$236,118 (+2.66%) Land $123,912 Building $112,206
2022$4,081.00$230,010$230,010 Land $136,958 Building $93,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12815 129th Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims2 (2016–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12815 129th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on 129th Ter

Nearby Streets

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