12814 129th Ter, Largo, FL 33774 Property Records

Pinellas County property record for 12814 129th Ter, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,956 sqft · built 1978
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on File
Tax Bill	$1,992 (2025)
Deeds & Mortgages	May 2023 Transfer Jul 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-7281-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-7281-1`
Alternative APNs	`08-30-15-57987-000-0880` `301508579870000880` `153008579870000880` `R90769`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,956 sqft Living Area
Gross Area	2,745 sqft
1st Floor Area	1,956 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	102 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	325 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90769
Street Address	12814 129TH TER
City	LARGO
State	FL
Zip	33774-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL POND LOT 88
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	MILL POND
Legal Tract	57987
Legal Lot Number	88
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2005
Census Tract	25207

Owner

12814 129th Ter is owned by a company that acquired it in June 2022 and is owner-occupied.

Source: Pinellas County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	12814 129TH TER, LARGO, FL 33774-2636
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Intrafamily Transfer, Transfer
Jul 6, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 27, 2022
Transfer Doc	0221270200
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	May 5, 2023
Property Address	12814 129TH TER, LARGO, FL 33774-2636
Document Number	0224312325
Book / Page	22431 / 2325
Map Reference	MB 75 PG 16&17
Instrument Date	May 5, 2023
Instrument	2023118620
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12814 129TH TER, LARGO, FL 33774-2636

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12814 129TH TER, LARGO, FL 33774-2636

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jul 6, 2022
Property Address	12814 129TH TER, LARGO, FL 33774-2636
Document Number	0221270200
Book / Page	22127 / 200
Map Reference	MB 75 PG 16&17
Instrument Date	Jun 27, 2022
Instrument	2022210575
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12814 129TH TER, 12814, LARGO, FL 33774-2636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12814 129TH TER, LARGO, FL 33774-2636

Mortgage

Document Number	0022127203
Date	Jul 6, 2022
Instrument	22127/203

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	890 Months
Due	Aug 31, 2096

Tax Assessment & Valuation

The 2025 property tax bill for 12814 129th Ter was $1,992 with a homeowner's exemption, up 6.4% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,992.00 (+6.35%) Homeowner's exemption	$147,146	$385,378 Land $116,746 Building $268,632
2024	$1,873.00 (+2.46%)
2023	$1,828.00 (+3.75%) Homeowner's exemption	$138,834 (+3%)	$289,827 (+4.59%) Land $130,222 Building $159,605
2022	$1,762.00 Homeowner's exemption	$134,790	$277,097 Land $144,645 Building $132,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12814 129th Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12814 129th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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