Montgomery County property record for 12812 Gaffney Rd, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,930 sqft · built 1965 |
| Lot Size | 1 acres (43,864 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $903,000 (Jan 2024) |
| Tax Bill | $841 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00343491 |
| Primary APN | 05-00343491 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,930 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 43,864 sqft |
| Garage Type | Carport |
| Garage Area | 441 sqft |
| Carport | Carport |
| Carport Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 520 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00343491 |
|---|---|
| Street Address | 12812 GAFFNEY RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-3517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | SEC 1 NORTH SPRINGBR OOK |
| Legal Subdivision | NORTH SPRINGBROOK |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 701506 |
Source: Montgomery County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12812 GAFFNEY RD, SILVER SPRING, MD 20904-3517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2024 · Amount on Record |
| Deed Sale | Jan 29, 2024 · Amount on Record |
| Prior Sale | Jul 8, 2013 · Amount on Record |
| Deed Book / Page | 67715 / 233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 29, 2024 |
| Property Address | 12812 GAFFNEY RD, SILVER SPRING, MD 20904-3517 |
| Document Number | 0677150233 |
| Book / Page | 67715 / 233 |
| Map Reference | MB 31 PL 2009 |
| Instrument Date | Jan 26, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2024 |
| Title Company | PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,257.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12812 GAFFNEY RD, SILVER SPRING, MD 20904-3517 |
| Document Number | 0067715239 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 67715/239 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $620,800 (+8.73%) Land $257,600 Building $363,200 | $620,800 (-) Land $257,600 Building $363,200 | |
| 2025 | $841.00 (-83.57%) | $570,933 (+21.17%) | $620,800 (+31.75%) Land $257,600 Building $363,200 |
| 2023 | $471,200 Land $257,600 Building $213,600 | $471,200 Land $257,600 Building $213,600 | |
| 2022 | $5,120.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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