Montgomery County property record for 12810 Gaffney Rd, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,230 sqft · built 1965 |
| Lot Size | 1.01 acres (44,010 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Apr 2017) |
| Tax Bill | $7,074 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00344996 |
| Primary APN | 05-00344996 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,230 sqft Living Area |
| Gross Area | 3,806 sqft |
| 1st Floor Area | 1,716 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 44,010 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 284 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00344996 |
|---|---|
| Street Address | 12810 GAFFNEY RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-3517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | NORTH SPRINGBROOK SE C 1 |
| Legal Subdivision | NORTH SPRINGBROOK |
| Legal Block | 6 |
| Legal Lot Number | 15 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 701506 |
Source: Montgomery County records · APN 05-00344996
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12810 GAFFNEY RD, SILVER SPRING, MD 20904-3517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KS STATEBANK |
| Apr 22, 2020 | Deed of Trust, Mortgage · VA Mortgage KS STATEBANK |
| Apr 27, 2017 | Grant Deed, Transfer · VA Mortgage KS STATEBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2017 · Amount on Record |
| Deed Sale | Apr 27, 2017 · Amount on Record |
| Deed Book / Page | 54199 / 311 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12810 GAFFNEY RD, SILVER SPRING, MD 20904-3517 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 12810 GAFFNEY RD, SILVER SPRING, MD 20904-3517 |
| Document Number | 0643810275 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 64381/275 |
| Name | KS STATEBANK |
|---|---|
| Type | Bank |
| Address | MANHATTAN, KS 66502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12810 GAFFNEY RD, SILVER SPRING, MD 20904-3517 |
| Document Number | 0596550187 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2020 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12810 GAFFNEY RD SILVER SPRING MD 209043517, SILVER SPRING, MD 20904-3517 |
| Document Number | 0596550187 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 059655/000187 |
| Name | KS STATEBANK |
|---|---|
| Address | MANHATTAN, KS 66502 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 27, 2017 |
| Property Address | 12810 GAFFNEY RD, SILVER SPRING, MD 20904-3517 |
| Document Number | 0541990311 |
| Book / Page | 054199 / 000311 |
| Instrument Date | Apr 04, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12810 GAFFNEY RD SILVER SPRING MD 209043517, SILVER SPRING, MD 20904-3517 |
| Document Number | 541990319 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 054199/000319 |
| Name | KS STATEBANK |
|---|---|
| Address | MANHATTAN, KS 66502 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2047 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $665,200 (+9.2%) Land $257,700 Building $407,500 | $665,200 (-) Land $257,700 Building $407,500 | |
| 2025 | $7,074.00 (+33.98%) | $609,167 (+22.54%) | $665,200 (+33.82%) Land $257,700 Building $407,500 |
| 2023 | $497,100 Land $257,700 Building $239,400 | $497,100 Land $257,700 Building $239,400 | |
| 2022 | $5,280.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 194 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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