Montgomery County property record for 12811 Penny Ln, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,732 sqft · built 2007 |
| Lot Size | 0.27 acres (11,771 sqft) |
| Owner | Trust Name on File |
| Last Sale | $826,350 (Oct 2007) |
| Tax Bill | $9,171 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-03543471 |
| Primary APN | 05-03543471 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,732 sqft Living Area |
| Gross Area | 5,172 sqft |
| 1st Floor Area | 2,126 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,771 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Deck Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03543471 |
|---|---|
| Street Address | 12811 PENNY LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-7127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | DEER PARK AT FAIRLAND |
| Legal Subdivision | DEER PARK |
| Legal Block | E |
| Legal Lot Number | 143 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 701424 |
12811 Penny Ln is owner-occupied and held in a trust since August 2013.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12811 PENNY LN, SILVER SPRING, MD 20904-7127 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2007 · Amount on File |
| Deed Sale | Oct 3, 2007 · Amount on File |
| Deed Document Number | 2007102553 |
| Deed Book / Page | 34907 / 504 |
| Last Transfer Date | Aug 4, 2013 |
| Transfer Doc | 0480370391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12811 PENNY LN, SILVER SPRING, MD 20904-7127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BLUE NOTE TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0545790072 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 54579/072 |
| Name | SIGNAL FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | KENSINGTON, MD 20895 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jun 15, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12811 Penny Ln was $9,171, up 1.7% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $893,800 (+9.12%) Land $207,200 Building $686,600 | $893,800 (-) Land $207,200 Building $686,600 | |
| 2025 | $9,171.00 (+1.72%) | $819,100 | $893,800 Land $207,200 Building $686,600 |
| 2024 | $9,016.00 | ||
| 2023 | $669,700 Land $207,200 Building $462,500 | $669,700 Land $207,200 Building $462,500 | |
| 2022 | $7,105.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12811 Penny Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12811 Penny Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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