12809 Penny Ln, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12809 Penny Ln, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,570 sqft · built 2008
Lot Size	0.226 acres (9,857 sqft)
Owner	Individual Name on File
Last Sale	$662,405 (Aug 2008)
Tax Bill	$8,176 (2025)
Deeds & Mortgages	Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-03543562`

Property Details

APN / Parcel Number

Primary APN	`05-03543562`
Alternative APN	`03543562`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,570 sqft Living Area
Gross Area	3,990 sqft
1st Floor Area	1,864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,857 sqft (0.226 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03543562
Street Address	12809 PENNY LN
City	SILVER SPRING
State	MD
Zip	20904-7127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	DEER PARK AT FAIRLAND
Legal Subdivision	DEER PARK
Legal Block	E
Legal Lot Number	152
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	1
Census Block	1004
Census Tract	701424

Owner

Source: Montgomery County records · APN 05-03543562

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12809 PENNY LN, SILVER SPRING, MD 20904-7127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2008 · Amount on Record
Deed Sale	Aug 28, 2008 · Amount on Record
Deed Document Number	2008120092
Last Transfer Date	Aug 24, 2021
Transfer Doc	0639040334
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 30, 2021
Property Address	12809 PENNY LN, SILVER SPRING, MD 20904-7127
Document Number	0639040334
Book / Page	63904 / 334
Map Reference	PL 23405
Instrument Date	Aug 24, 2021
Transaction Type	Transfer
Record Updated	Sep 08, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 N MONROE ST # ST1310, 901, ARLINGTON, VA 22201-2353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12809 PENNY LN, SILVER SPRING, MD 20904-7127

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$790,700 (+8.83%) Land $202,300 Building $588,400	$790,700 (-) Land $202,300 Building $588,400
2025	$8,176.00 (+1.28%)	$726,567 (+21.44%)	$790,700 (+32.16%) Land $202,300 Building $588,400
2024	$8,073.00 (+27.8%)
2023		$598,300 Land $202,300 Building $396,000	$598,300 Land $202,300 Building $396,000
2022	$6,317.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317014241, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2021 · other causes

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 241 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0150005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.