1281 S Bridgegate Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1281 S Bridgegate Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,357 sqft · built 2004
Lot Size	0.109 acres (4,750 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2018)
Tax Bill	$1,216 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-28-269`

Property Details

APN / Parcel Number

Primary APN	`304-28-269`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,357 sqft Living Area
1st Floor Area	1,357 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	4,750 sqft (0.109 acres)
Parking Spaces	2 Parking Spaces
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1281 S BRIDGEGATE DR
City	GILBERT
State	AZ
Zip	85296-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	RAY RANCH UNIT 2 MCR 574-06
Legal Range	06E
Legal Township	01S
Legal Section	23
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	RAY RANCH UNIT 2
Legal Lot Number	46
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2002
Census Tract	814802

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1281 S BRIDGEGATE DR, GILBERT, AZ 85296-8227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit TRUWEST CU
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
May 2, 2018	Deed of Trust, Mortgage
May 2, 2018	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Prior Sale	Jan 17, 2012
Deed Document Number	20180335961
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1281 S BRIDGEGATE DR, GILBERT, AZ 85296-8227
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 S BRIDGEGATE DR, GILBERT, AZ 85296-8227

Mortgage

Document Number	0000558972
Date	Oct 27, 2023
Instrument	20230558972

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1281 S BRIDGEGATE DR, GILBERT, AZ 85296-8227
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 S BRIDGEGATE DR, GILBERT, AZ 85296-8227

Mortgage

Document Number	0000809670
Date	Jul 27, 2021
Instrument	20210809670

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1281 S BRIDGEGATE DR, GILBERT, AZ 85296-8227
Document Number	0000467703
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 S BRIDGEGATE DR GILBERT AZ 852968227, GILBERT, AZ 85296-8227

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 2, 2018
Property Address	1281 S BRIDGEGATE DR, GILBERT, AZ 85296-8227
Document Number	0000335961
Map Reference	MB 574 PG 6
Instrument Date	Apr 27, 2018
Instrument	20180335961
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST ARIZONA TITLE AGENCY L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1281 S BRIDGEGATE DR, 1281, GILBERT, AZ 85296-8227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1281 S BRIDGEGATE DR, GILBERT, AZ 85296-8227

Mortgage

Document Number	0000335962
Date	May 2, 2018
Instrument	20180335962

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Mortgage

Document Number	0000335963
Date	May 2, 2018
Instrument	20180335963

Lender

Name	THE INDUSTRIAL DEVELOPMENT AUTHORITY OF
Type	Government Agency
Address	OWENSBORO, KY 42301

Agreement

Type	Commercial Mortgage

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,250 (+4.84%)	$372,500 (+4.84%) Land $74,500 Building $298,000
2025	$1,216.00 (-6.75%)
2024		$35,530	$355,300 Land $71,000 Building $284,300
2023	$1,304.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

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