1289 S Bridgegate Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1289 S Bridgegate Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,430 sqft · built 2003
Lot Size	0.098 acres (4,292 sqft)
Owner	Individual Name on File
Last Sale	$331,000 (Apr 2019)
Tax Bill	$1,617 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2017 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-28-265`

Property Details

APN / Parcel Number

Primary APN	`304-28-265`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,430 sqft Living Area
1st Floor Area	1,025 sqft
2nd Floor Area	1,405 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	4,292 sqft (0.098 acres)
Parking Spaces	2 Parking Spaces
Pool Area	344 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1289 S BRIDGEGATE DR
City	GILBERT
State	AZ
Zip	85296-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	RAY RANCH UNIT 2 MCR 574-06
Legal Range	06E
Legal Township	01S
Legal Section	23
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	RAY RANCH UNIT 2
Legal Lot Number	42
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2002
Census Tract	814802

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1289 S BRIDGEGATE DR, GILBERT, AZ 85296-8227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Feb 26, 2020	Deed of Trust, Mortgage · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP
May 27, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 15, 2019	Warranty Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Prior Sale	Dec 8, 2016
Deed Document Number	20190264220
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1289 S BRIDGEGATE DR, GILBERT, AZ 85296-8227
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 S BRIDGEGATE DR, GILBERT, AZ 85296-8227

Mortgage

Document Number	0000205344
Date	Mar 7, 2022
Instrument	20220205344

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1289 S BRIDGEGATE DR, GILBERT, AZ 85296-8227
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	EMPIRE WEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000545174
Date	Jul 26, 2017
Instrument	2017-0545174

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1289 S BRIDGEGATE DR, GILBERT, AZ 85296-8227
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163887
Date	Feb 26, 2020
Instrument	20200163887

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1289 S BRIDGEGATE DR, GILBERT, AZ 85296-8227
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 S BRIDGEGATE DR, GILBERT, AZ 85296-8227

Mortgage

Document Number	0000588970
Date	May 27, 2021
Instrument	20210588970

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 15, 2019
Property Address	1289 S BRIDGEGATE DR, GILBERT, AZ 85296-8227
Document Number	0000264220
Map Reference	MB 574 PG 6
Instrument Date	Mar 11, 2019
Instrument	20190264220
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1448, HIGLEY, AZ 85236-1448

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1289 S BRIDGEGATE DR, GILBERT, AZ 85296-8227

Mortgage

Document Number	0000264221
Date	Apr 15, 2019
Instrument	20190264221

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,830 (+5.59%)	$468,300 (+5.59%) Land $93,600 Building $374,700
2025	$1,617.00 (-9.66%)
2024		$44,350	$443,500 Land $88,700 Building $354,800
2023	$1,790.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
Lumen Technologies DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

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