1281 Lance Ln, Carol Stream, IL 60188 Property Records

DuPage County property record for 1281 Lance Ln, Carol Stream, IL 60188

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,092 sqft · built 1986
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Aug 2017)
Tax Bill	$11,676 (2025)
Deeds & Mortgages	Sep 2022 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-204-009`

Property Details

APN / Parcel Number

Primary APN	`01-26-204-009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
Gross Area	3,236 sqft
Basement Area	1,144 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1281 LANCE LN
City	CAROL STREAM
State	IL
Zip	60188-3333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SHINING WATERS UNIT 9 PHASES 2 & 3 ALL LOT 1014
Legal Subdivision	SHINING WATERS UNIT 9 PHASES 2 & 3
Legal Lot Number	1014
Legal Unit	9
Jurisdiction	DU PAGE IL
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1028
Census Tract	841307

Owner

1281 Lance Ln is owned and occupied by two individuals who acquired it in August 2022.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1281 LANCE LN, CAROL STREAM, IL 60188-3333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Transfer on Death Deed, Transfer
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 3, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2017 · Amount on File
Deed Sale	Aug 3, 2017 · Amount on File
Prior Sale	May 16, 2008 · Amount on File
Deed Document Number	201779342
Last Transfer Date	Aug 26, 2022
Transfer Doc	0000081900
Record Updated	Sep 20, 2026

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 1, 2022
Property Address	1281 LANCE LN, CAROL STREAM, IL 60188-3333
Document Number	0000081900
Map Reference	DOC R86-70329
Instrument Date	Aug 26, 2022
Instrument	R2022-081900
Transaction Type	Transfer
Record Updated	Sep 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1281 LANCE LN, CAROL STREAM, IL 60188-3333

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1281 LANCE LN, CAROL STREAM, IL 60188-3333
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153643
Date	Dec 14, 2020
Instrument	R2020-153643

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 3, 2017
Property Address	1281 LANCE LN, CAROL STREAM, IL 60188-3333
Document Number	0000079342
Instrument Date	Jul 26, 2017
Instrument	79342
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2272 GEORGETOWN CIR AURORA IL 605036729, AURORA, IL 60503-6729

Mortgage

Document Number	79343
Date	Aug 3, 2017
Instrument	79343

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1281 Lance Ln was $11,676 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Wayne Township
Municipality	Carol Stream Village
Elementary School District	Benjamin School District 25 (PK - 08)
Secondary School District	Community High School District 94 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,676.00	$151,415 Land $38,459 Building $112,956	$454,245 Land $115,377 Building $338,868
2022	$10,292.00 Homeowner's exemption	$117,450 Land $29,830 Building $87,620	$352,350 Land $89,490 Building $262,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1281 Lance Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1281 Lance Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROL STREAM serves 39,854 people · EPA ID IL0430200
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Lance Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures