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1270 Lance Ln, Carol Stream, IL 60188 Property Records

DuPage County property record for 1270 Lance Ln, Carol Stream, IL 60188

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,092 sqft · built 1987
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Aug 2021)
Tax Bill$11,672 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-26-201-011

Property Details

APN / Parcel Number

Primary APN01-26-201-011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,092 sqft Living Area
Gross Area3,236 sqft
Basement Area1,144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1270 LANCE LN
CityCAROL STREAM
StateIL
Zip60188-3332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSHINING WATERS UNIT 9 PHASES 2 & 3 ALL LOT 1027
Legal SubdivisionSHINING WATERS UNIT 9 PHASES 2 & 3
Legal Lot Number1027
Legal Unit9
JurisdictionDU PAGE IL
Township / Civil DivisionWAYNE
Census Block Group3
Census Block3014
Census Tract841307

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1270 LANCE LN, CAROL STREAM, IL 60188-3332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2021 · Amount on Record
Deed SaleAug 30, 2021 · Amount on Record
Prior SaleNov 26, 1996 · Amount on Record
Deed Document Number2021130136
Prior Transfer DateDec 13, 2002
Prior Transfer Doc0000012275
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateAug 30, 2021
Property Address1270 LANCE LN, CAROL STREAM, IL 60188-3332
Document Number0000130136
Map ReferenceDOC R86-70329
Instrument DateAug 18, 2021
InstrumentR2021-130136
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyPRECISION TITLE AGENCY INC, PRECISION TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1270 LANCE LN, CAROL STREAM, IL 60188-3332

Mortgage

Document Number0000130137
DateAug 30, 2021
InstrumentR2021-130137
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate2.62%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionWayne Township
MunicipalityCarol Stream Village
Elementary School DistrictBenjamin School District 25 (PK - 08)
Secondary School DistrictCommunity High School District 94 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,672.00 (+11.5%)$153,871 (+28.91%) Land $38,459 Building $115,412$461,613 (+28.91%) Land $115,377 Building $346,236
2022$10,468.00 Homeowner's exemption$119,360 Land $29,830 Building $89,530$358,080 Land $89,490 Building $268,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1978–1987)
Most Recent ClaimAug 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAROL STREAM
serves 39,854 people · EPA ID IL0430200
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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