Delta County property record for 1281 Frontier Rd, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1972 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Aug 2021) |
| Tax Bill | $987 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2023 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | R012701 |
| Primary APN | R012701 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,056 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R012701 |
|---|---|
| Street Address | 1281 FRONTIER RD |
| City | DELTA |
| State | CO |
| Zip | 81416-2644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1281 FRONTIER RD DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: GARY GRESHAM SUBD DE LOT: 8 AND:- LOT: 7 UNIT: PT TOTAL 0.36 A +/- GARY GRESHAM SUBD DELTA (120.0X130.0) LT 8 & W40 OF LT 7 PT OF NW4 SE4 BK 437 PG 1138 BK 18 PGS 89,90 & 91 R-732052 R-732 |
| Legal Subdivision | GARY GRESHAM SUBD DE |
| Legal Lot Number | 8 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 964900 |
1281 Frontier Rd is owned and occupied by an individual who acquired it in December 2023.
Source: Delta County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1281 FRONTIER RD, DELTA, CO 81416-2644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 18, 2023 | Intrafamily Transfer, Transfer · Commercial Mortgage ALPINE BANK |
| Aug 23, 2021 | Special Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Aug 23, 2021 | Conservator's Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on File |
| Deed Sale | Aug 23, 2021 · Amount on File |
| Prior Sale | Aug 23, 2021 · Amount on File |
| Deed Document Number | 2021732053 |
| Last Transfer Date | Dec 14, 2023 |
| Transfer Doc | 0000750469 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 17, 2026 |
| Property Address | 1281 FRONTIER RD, DELTA, CO 81416-2644 |
| Document Number | 0000767179 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026767179 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 1281 FRONTIER RD, DELTA, CO 81416-2644 |
| Document Number | 0000767179, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026767179 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Dec 18, 2023 |
| Property Address | 1281 FRONTIER RD, DELTA, CO 81416-2644 |
| Document Number | 0000750469 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 750469 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 503 COVEY AVE, BAKERSFIELD, CA 93308-4215 |
| Name | Verified Name |
|---|---|
| Address | 1281 FRONTIER RD, DELTA, CO 81416-2644 |
| Document Number | 0000750607 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 750607 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 27, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 23, 2021 |
| Property Address | 1281 FRONTIER RD, DELTA, CO 81416-2644 |
| Document Number | 0000732052 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 732052 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $17.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1281 FRONTIER RD, 1281, DELTA, CO 81416-2644 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1281 FRONTIER RD, DELTA, CO 81416-2644 |
| Document Type | Conservator's Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 23, 2021 |
| Property Address | 1281 FRONTIER RD, DELTA, CO 81416-2644 |
| Document Number | 0000732053 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 732053 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $17.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1281 FRONTIER RD, DELTA, CO 81416-2644 |
| Document Number | 0000732054 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 732054 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 1281 Frontier Rd was $987, up 31.4% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $987.00 (+31.42%) | $14,516 (+27.77%) Land $3,125 Building $11,391 | $232,256 Land $50,000 Building $182,256 |
| 2024 | $751.00 (+3.87%) | $11,361 (-) Land $2,530 Building $8,831 | |
| 2023 | $723.00 (+0.56%) | $11,361 (+1.91%) Land $2,530 Building $8,831 | $169,555 (+5.71%) Land $37,754 Building $131,801 |
| 2022 | $719.00 | $11,148 Land $3,128 Building $8,020 | $160,400 Land $45,000 Building $115,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1281 Frontier Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1281 Frontier Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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