Delta County property record for 1260 Frontier Rd, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,316 sqft · built 1972 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (May 2026) |
| Tax Bill | $1,583 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2007 Mortgage + 4 more |
| Flood Zone | Zone D (undetermined) |
| APN | R012723 |
| Primary APN | R012723 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,316 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Tri-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R012723 |
|---|---|
| Street Address | 1260 FRONTIER RD |
| City | DELTA |
| State | CO |
| Zip | 81416-2666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1260 FRONTIER RD DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: GARY GRESHAM SUBD DE LOT: 22 AND:- LOT: 21 UNIT: PT TOTAL .43 AC +- GARY GRESHAM SUBD DELTA (135.0X140.0) LOT 22 & W40 LT 21 PT OF NW4SE 4 SEC 19 T15S R95W 6PM BK 435 PG 822 BK 479 PG 696 |
| Legal Subdivision | GARY GRESHAM SUBD DE |
| Legal Lot Number | 22 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 964900 |
1260 Frontier Rd is owned and occupied by two individuals who bought it in May 2026.
Source: Delta County records, as of June 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1260 FRONTIER RD, DELTA, CO 81416-2666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Jun 19, 2007 | Deed of Trust, Mortgage BANK OF THE WEST |
| Jul 7, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING |
| Jun 13, 2005 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL FEDERAL BANK |
| May 29, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Sep 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on File |
| Deed Sale | May 29, 2026 · Amount on File |
| Prior Sale | Sep 28, 2020 · Amount on File |
| Deed Document Number | 2026768053 |
| Prior Transfer Date | Oct 24, 2008 |
| Prior Transfer Doc | 0000630945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1260 FRONTIER RD, DELTA, CO 81416-2666 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000740237 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 740237 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1260 FRONTIER RD, DELTA, CO 81416-2666 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Title Company | DRI TITLE AND ESCROW, DRI TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000616119 |
|---|---|
| Date | Jun 19, 2007 |
| Instrument | 616119 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | DELTA, CO 81416 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jun 10, 2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1260 FRONTIER RD, DELTA, CO 81416-2666 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1260 FRONTIER RD, DELTA, CO 81416-2666 |
| Document Number | 0000761495 |
|---|---|
| Date | Jul 7, 2025 |
| Instrument | 761495 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1260 FRONTIER RD, DELTA, CO 81416-2666 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000592329 |
|---|---|
| Date | Jun 13, 2005 |
| Instrument | 592329 |
| Name | COMMERCIAL FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | May 18, 2015 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 29, 2026 |
| Property Address | 1260 FRONTIER RD, DELTA, CO 81416-2666 |
| Document Number | 0000768053 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026768053 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,989.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1260 FRONTIER RD, DELTA, CO 81416-2666 |
| Document Number | 0000768054, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 2026768054 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 28, 2020 |
| Property Address | 1260 FRONTIER RD, DELTA, CO 81416-2666 |
| Document Number | 0000722258 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 722258 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1260 FRONTIER RD, 1260, DELTA, CO 81416-2666 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1260 FRONTIER RD, DELTA, CO 81416-2666 |
| Document Number | 0000722259 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 722259 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 1260 Frontier Rd was $1,583, up 11.6% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,583.00 (+11.56%) | $23,261 (+8.45%) Land $3,125 Building $20,136 | $372,174 (+16.26%) Land $50,000 Building $322,174 |
| 2024 | $1,419.00 (+3.96%) | $21,449 (-) Land $2,859 Building $18,590 | $320,135 (-) Land $42,669 Building $277,466 |
| 2023 | $1,365.00 (+26.27%) | $21,449 (+27.98%) Land $2,859 Building $18,590 | $320,135 (+32.76%) Land $42,669 Building $277,466 |
| 2022 | $1,081.00 | $16,760 Land $3,128 Building $13,632 | $241,137 Land $45,000 Building $196,137 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1260 Frontier Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1260 Frontier Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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