1281 Ailor Gap Rd, Luttrell, TN 37779 Property Records

Union County property record for 1281 Ailor Gap Rd, Luttrell, TN 37779

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,300 sqft · built 1984
Lot Size	4.63 acres (201,683 sqft)
Owner	2 Individual Names on Record
Tax Bill	$713 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`087078 00801`

Property Details

APN / Parcel Number

Primary APN	`087078 00801`
Alternative APN	`078 00801`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	201,683 sqft (4.63 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Water Source	Commercial

Location & Zoning

Street Address	1281 AILOR GAP RD
City	LUTTRELL
State	TN
Zip	37779-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: K09
Jurisdiction	UNION TN
Township / Civil Division	7
Census Block Group	3
Census Block	3029
Census Tract	40101

Owner

Source: Union County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1281 AILOR GAP RD, LUTTRELL, TN 37779-2217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit KNOXVILLE TVA EMP CREDIT UNION
Mar 28, 2022	Intrafamily Transfer, Transfer · Line of Credit KNOXVILLE TVA EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 1982
Deed Sale	Jan 7, 1982
Prior Sale	Jan 2, 1981 · Amount on Record
Deed Book / Page	X4 / 657
Last Transfer Date	Nov 17, 2021
Transfer Doc	0000R9/466
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION TN
Recording Date	Apr 10, 2026
Property Address	1281 AILOR GAP RD, LUTTRELL, TN 37779-2217
Document Number	0000001074
Book / Page	456 / 201
Instrument Date	Apr 2, 2026
Instrument	20261074
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1281 AILOR GAP RD, LUTTRELL, TN 37779-2217

Mortgage

Document Number	0000001074,
Date	Apr 10, 2026
Book Page	456/201
Instrument	20261074

Lender

Name	KNOXVILLE TVA EMP CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2051

Interest

Rate	6%
Max Rate	-1%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION TN
Recording Date	Mar 28, 2022
Property Address	1281 AILOR GAP RD, LUTTRELL, TN 37779-2217
Document Number	0000R9/466
Book / Page	R9 / 466
Instrument Date	Nov 17, 2021
Instrument	22001018
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1281 AILOR GAP RD, LUTTRELL, TN 37779-2217

Mortgage

Document Number	0022001019
Date	Mar 28, 2022
Instrument	22001019

Lender

Name	KNOXVILLE TVA EMPLOYEES CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	296 Months
Due	Nov 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$713.00	$37,525 (-) Land $9,875 Building $27,650
2024	$713.00	$37,525 (-) Land $9,875 Building $27,650
2023	$713.00 (+19.43%)	$37,525 (-) Land $9,875 Building $27,650
2022	$597.00	$37,525 Land $9,875 Building $27,650	$150,100 Land $39,500 Building $110,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAYNARDVILLE WATER DEPT serves 7,940 people · EPA ID TN0000442
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KUB Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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