1221 Ailor Gap Rd, Luttrell, TN 37779 Property Records

Union County property record for 1221 Ailor Gap Rd, Luttrell, TN 37779

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,617 sqft · built 1972
Lot Size	1.27 acres (55,321 sqft)
Owner	Owner Name on Record
Tax Bill	$1,178 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`087078 00700`

Property Details

APN / Parcel Number

Primary APN	`087078 00700`
Alternative APN	`078 00700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,617 sqft Living Area
1st Floor Area	1,617 sqft
Basement Area	1,479 sqft
Finished Basement	986 sqft
Unfinished Basement	493 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1992
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	55,321 sqft (1.27 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,036 sqft
Parking Spaces	3 Parking Spaces
Deck Area	176 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1221 AILOR GAP RD
City	LUTTRELL
State	TN
Zip	37779-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: K09
Legal Subdivision	CHRISTOPHER L RUDD
Legal Block	A
Legal Lot Number	2
Jurisdiction	UNION TN
Township / Civil Division	7
Census Block Group	3
Census Block	3029
Census Tract	40101

Owner

Source: Union County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1221 AILOR GAP RD, LUTTRELL, TN 37779-2217
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Prior Sale	Sep 28, 2012
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION TN
Property Address	1221 AILOR GAP RD, LUTTRELL, TN 37779-2217
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 AILOR GAP RD, LUTTRELL, TN 37779-2217

Mortgage

Document Number	0TD398/139
Date	Sep 20, 2023
Book Page	TD398/139
Instrument	23002525

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,178.00	$62,025 (-) Land $5,150 Building $56,875
2024	$1,178.00	$62,025 (-) Land $5,150 Building $56,875
2023	$1,178.00 (+19.47%)	$62,025 (-) Land $5,150 Building $56,875
2022	$986.00	$62,025 Land $5,150 Building $56,875	$248,100 Land $20,600 Building $227,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAYNARDVILLE WATER DEPT serves 7,940 people · EPA ID TN0000442
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KUB Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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