12809 Montauk St, Poway, CA 92064 Property Records

San Diego County property record for 12809 Montauk St, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,631 sqft · built 1962
Lot Size0.175 acres (7,600 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Feb 2020)
Tax Bill$7,427 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN317-341-25-00

Property Details

APN / Parcel Number

Primary APN317-341-25-00
Alternative APN
  • 3173310600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,631 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialStucco
Roof MaterialWood Shingle
Lot Area7,600 sqft (0.175 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number3173310600
Street Address12809 MONTAUK ST
CityPOWAY
StateCA
Zip92064-6025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionLOT 25 TR 004442
Legal SubdivisionTUSTIN HILLS
Legal Tract004442
Legal Block3
Legal Lot Number25
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3005
Census Tract17048

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12809 MONTAUK ST, POWAY, CA 92064-6025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2020 · Amount on Record
Deed SaleFeb 21, 2020 · Amount on Record
Prior SaleFeb 24, 2005 · Amount on Record
Deed Document Number202089623
Record UpdatedOct 29, 2026

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 21, 2020
Property Address12809 MONTAUK ST, POWAY, CA 92064-6025
Document Number0000089623
Instrument DateJan 8, 2020
Instrument89623
Transaction TypeTransfer
Record UpdatedMar 4, 2020
Title CompanyGUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address9660 PALM BEACH LN SAN DIEGO CA 921293518, SAN DIEGO, CA 92129-3518

Mortgage

Document Number89624
DateFeb 21, 2020
Instrument89624
Lender
NameISERVE RESID'L LNDG
AddressSAN DIEGO, CA 92127
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 20, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$669,306 (+2%) Land $446,205 Building $223,101
2025$7,427.00 (+4.93%) Homeowner's exemption$656,183 (+4.04%) Land $437,456 Building $218,727
2023$7,078.00 (+1.71%) Homeowner's exemption$630,705 Land $420,470 Building $210,235
2022$6,959.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile, Verizon.

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