12809 Cedar Rdg Dr, Hudson, FL 34669 Property Records

Pasco County property record for 12809 Cedar Rdg Dr, Hudson, FL 34669

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,384 sqft · built 1980
Lot Size	0.166 acres (7,242 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jun 2022)
Tax Bill	$3,039 (2025)
Deeds & Mortgages	Mar 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`04-25-17-0050-00000-1370`

Property Details

APN / Parcel Number

Primary APN	`04-25-17-0050-00000-1370`
Alternative APNs	`1725040050000001370` `1219404`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	1,804 sqft
1st Floor Area	1,384 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,242 sqft (0.166 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12809 CEDAR RIDGE DR
City	HUDSON
State	FL
Zip	34669-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SHADOW RIDGE UNIT 1 PB 18 PGS 26-27 LOT 137
Legal Range	17E
Legal Township	25S
Legal Section	04
Legal Subdivision	SHADOW RIDGE
Legal Tract	50
Legal Lot Number	137
Legal Unit	1
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	2
Census Block	2016
Census Tract	31207

Owner

Source: Pasco County records · APN 04-25-17-0050-00000-1370

Assessment roll updated December 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12809 CEDAR RIDGE DR, HUDSON, FL 34669-2714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Mar 17, 2022 · Amount on Record
Deed Document Number	2022141949
Deed Book / Page	10642 / 396
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 17, 2022
Property Address	12809 CEDAR RIDGE DR, HUDSON, FL 34669-2714
Document Number	0105741305
Book / Page	10574 / 1305
Map Reference	MB 18 PG 26&27
Instrument Date	Mar 17, 2022
Instrument	2022063887
Transaction Type	Construction Loan
Record Updated	Jun 15, 2022
Title Company	AFFILIATED TITLE SERVICES INC, 1ST AFFILIATED TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1060 SHADOWMOSS CIR, 1060, LAKE MARY, FL 32746-4440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16620 ASHTON GREEN DR, LUTZ, FL 33558-4919
Investor	Possibly a Property Investor

Mortgage

Document Number	0105741309
Date	Mar 17, 2022
Instrument	10574/1309

Lender

Name	STOA 3 LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,717 (-1.75%) Land $39,831 Building $163,886	$203,717 (-1.75%) Land $39,831 Building $163,886
2025	$3,039.00 (-3.86%) Homeowner's exemption	$207,352 (-3.2%) Land $39,831 Building $167,521	$207,352 (-3.2%) Land $39,831 Building $167,521
2023	$3,161.00 (+5.12%) Additional exemption filed	$214,204 (+20.7%) Land $24,261 Building $189,943	$214,204 (+20.7%) Land $24,261 Building $189,943
2022	$3,007.00	$177,471 Land $20,205 Building $157,266	$177,471 Land $20,205 Building $157,266

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (1985–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2020 · Hurricane Eta

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 406 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.