Pasco County property record for 12736 Cedar Rdg Dr, Hudson, FL 34669
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,437 sqft · built 1979 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Apr 2023) |
| Tax Bill | $2,796 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-17-0040-00000-0850 |
| Primary APN | 04-25-17-0040-00000-0850 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,437 sqft Living Area |
| Gross Area | 1,749 sqft |
| 1st Floor Area | 1,382 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 288 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 247 sqft |
| Deck Area | Deck Area |
| Patio Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12736 CEDAR RIDGE DR |
|---|---|
| City | HUDSON |
| State | FL |
| Zip | 34669-2759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SHADOW RIDGE PB 17 PGS 41-43 LOT 85 |
| Legal Range | 17E |
| Legal Township | 25S |
| Legal Section | 04 |
| Legal Subdivision | SHADOW RIDGE |
| Legal Tract | 40 |
| Legal Lot Number | 85 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 31207 |
12736 Cedar Rdg Dr is owned and occupied by two individuals who bought it in April 2023.
Source: Pasco County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12736 CEDAR RIDGE DR, HUDSON, FL 34669-2759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Apr 19, 2023 | Warranty Deed, Transfer · FHA Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on File |
| Deed Sale | Apr 19, 2023 · Amount on File |
| Prior Sale | Sep 22, 2016 · Amount on File |
| Deed Document Number | 202368298 |
| Deed Book / Page | 10802 / 957 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12736 CEDAR RIDGE DR, HUDSON, FL 34669-2759 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12736 CEDAR RIDGE DR, HUDSON, FL 34669-2759 |
| Document Number | 0104341341 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 10434/1341 |
| Instrument | 2021191788 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12736 CEDAR RIDGE DR, HUDSON, FL 34669-2759 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 12736 CEDAR RIDGE DR, HUDSON, FL 34669-2759 |
| Document Number | 0112520039 |
|---|---|
| Date | Jul 24, 2025 |
| Book Page | 11252/39 |
| Instrument | 2025141591 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Apr 19, 2023 |
| Property Address | 12736 CEDAR RIDGE DR, HUDSON, FL 34669-2759 |
| Document Number | 0108020957 |
| Book / Page | 10802 / 957 |
| Map Reference | MB 17 PG 41-43 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 2023068298 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Title Company | VETERANS ESCROW AND TITLE SERVICES, VETERANS ESCROW & TTL SVCS L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8806 WELLINGTON DR, TAMPA, FL 33635-1320 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12736 CEDAR RIDGE DR, HUDSON, FL 34669-2759 |
| Document Number | 0010802959 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 10802/959 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 12736 Cedar Rdg Dr was $2,796 with a homeowner's exemption.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,157 (-1.93%) Land $32,918 Building $156,239 | $189,157 (-1.93%) Land $32,918 Building $156,239 | |
| 2025 | $2,796.00 Homeowner's exemption | $192,885 Land $32,918 Building $159,967 | $192,885 Land $32,918 Building $159,967 |
| 2023 | $1,131.00 (+12.43%) Additional exemption filed | $93,870 (+3%) Land $20,050 Building $73,820 | $201,325 (+18.27%) Land $20,050 Building $181,275 |
| 2022 | $1,006.00 Homeowner's exemption | $91,140 Land $16,698 Building $74,442 | $170,226 Land $16,698 Building $153,528 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12736 Cedar Rdg Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 3 (1985–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12736 Cedar Rdg Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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