San Diego County property record for 12807 Cradle Mountain Ln, Lakeside, CA 92040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,018 sqft · built 1976 |
| Lot Size | 2.06 acres (89,734 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,070 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 391-090-20-00 |
| Primary APN | 391-090-20-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,018 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 89,734 sqft |
| Parking Spaces | 4 Parking Spaces |
| Old Parcel Number | 3910901600 |
|---|---|
| Street Address | 12807 CRADLE MOUNTAIN LN |
| City | LAKESIDE |
| State | CA |
| Zip | 92040-5727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 2 DOC01-638183 IN LOT 2 SEC 7-15-1E&ALL OF TR PM03918 |
| Legal Range | 01E |
| Legal Township | 15 |
| Legal Section | 07 |
| Legal Subdivision | SAN BERNARDINO MERIDIAN |
| Legal Tract | 1003918 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 16902 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12807 CRADLE MOUNTAIN LN, LAKESIDE, CA 92040-5727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12807 CRADLE MOUNTAIN LN, LAKESIDE, CA 92040-5727 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 12807 CRADLE MOUNTAIN LN, LAKESIDE, CA 92040-5727 |
| Document Number | 0000834385 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 2021-0834385 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $248,184 (+2%) Land $34,604 Building $213,580 | |
| 2025 | $3,070.00 (+5.9%) Homeowner's exemption | $243,319 (+4.04%) Land $33,926 Building $209,393 |
| 2023 | $2,899.00 (+1.79%) Homeowner's exemption | $233,872 Land $32,609 Building $201,263 |
| 2022 | $2,848.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 29 (1978–2016) |
| Claims Outside the SFHA | 1 of 29 |
| Most Recent Claim | Mar 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 70% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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