San Diego County property record for 12735 Cradle Mountain Ln, Lakeside, CA 92040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 1975 |
| Lot Size | 1.88 acres (82,328 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Feb 2013) |
| Tax Bill | $3,895 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 391-090-15-00 |
| Primary APN | 391-090-15-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,288 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 82,328 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 12735 CRADLE MOUNTAIN LN |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-5725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 1 TR PM03918 |
| Legal Tract | 3918 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 16902 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12735 CRADLE MOUNTAIN LN, LAKESIDE, CA 92040-5725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2013 · Amount on Record |
| Deed Sale | Feb 1, 2013 · Amount on Record |
| Deed Document Number | 201372692 |
| Prior Transfer Date | Jan 18, 1999 |
| Prior Transfer Doc | 0000115601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12735 CRADLE MOUNTAIN LN, LAKESIDE, CA 92040-5725 |
| Document Number | 0000160886 |
| Instrument Date | Feb 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 12735 CRADLE MOUNTAIN LN LAKESIDE CA 920405725, LAKESIDE, CA 92040-5725 |
| Document Number | 0000160886 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 160886 |
| Name | BERARD FAMILY TRUST (PT) |
|---|---|
| Address | 8842 MISSION VEGA CT # 1, SANTEE, CA 92071-4276 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 10, 2024 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $319,391 (+2%) Land $36,470 Building $282,921 | |
| 2025 | $3,895.00 (+5.3%) | $313,129 (+4.04%) Land $35,755 Building $277,374 |
| 2023 | $3,699.00 (+1.57%) | $300,971 Land $34,367 Building $266,604 |
| 2022 | $3,642.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 29 (1978–2016) |
| Claims Outside the SFHA | 1 of 29 |
| Most Recent Claim | Mar 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 61% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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