12805 Keystone Ln, Chardon, OH 44024 Property Records

Geauga County property record for 12805 Keystone Ln, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,624 sqft · built 2003
Lot Size	5.03 acres (219,107 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Oct 2016)
Tax Bill	$13,351 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-176991`

Property Details

APN / Parcel Number

Primary APN	`21-176991`
Alternative APN	`004492-0`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,624 sqft Living Area
1st Floor Area	2,552 sqft
Upper Floors Area	1,072 sqft
Attic	Attic
Attic Area	990 sqft
Basement Area	2,519 sqft
Unfinished Basement	2,519 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	219,107 sqft (5.03 acres)
Garage Area	1,998 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	474 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004492-0
Street Address	12805 KEYSTONE LN
City	CHARDON
State	OH
Zip	44024-8354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/L 64 WALDEN OAKS SUB #4
Legal Subdivision	WALDEN OAKS SUB
Jurisdiction	GEAUGA OH
Township / Civil Division	MUNSON
Census Block Group	3
Census Block	3004
Census Tract	310800

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12805 KEYSTONE LN, CHARDON, OH 44024-8354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 13, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 7, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2016 · Amount on Record
Deed Sale	Oct 7, 2016 · Amount on Record
Prior Sale	Jan 30, 2007 · Amount on Record
Deed Document Number	2016911981
Deed Book / Page	2019 / 2552
Prior Transfer Date	Oct 5, 2016
Prior Transfer Doc	0020241387
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	12805 KEYSTONE LN, CHARDON, OH 44024-8354
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021043175
Date	Oct 5, 2020
Book Page	2104/3175
Instrument	202000970829

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	12805 KEYSTONE LN, CHARDON, OH 44024-8354
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020532928
Date	Jun 13, 2018
Book Page	2053/2928
Instrument	201800936899

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	12805 KEYSTONE LN, CHARDON, OH 44024-8354
Document Number	0020391566
Instrument Date	Sep 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	CORPORATION SERVICES COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12805 KEYSTONE LN CHARDON OH 440248354, CHARDON, OH 44024-8354

Mortgage

Document Number	0020391566
Date	Sep 20, 2017
Book Page	002039/001566
Instrument	926365

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Munson Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,351.00 (-0.5%)	$274,330 (-) Land $41,370 Building $232,960
2024	$13,418.00 (+5.65%) Homeowner's exemption	$274,330 (-) Land $41,370 Building $232,960
2023	$12,700.00 (+13.33%) Homeowner's exemption	$274,330 (+38.75%) Land $41,370 Building $232,960	$783,800 (+38.75%) Land $118,200 Building $665,600
2022		$197,720 Land $34,480 Building $163,240
2021	$11,206.00
2020			$564,900 Land $98,500 Building $466,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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