Geauga County property record for 12770 Keystone Ln, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,677 sqft · built 2005 |
| Lot Size | 5.59 acres (243,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Sep 2012) |
| Tax Bill | $13,372 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-176993 |
| Primary APN | 21-176993 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,677 sqft Living Area |
| 1st Floor Area | 2,912 sqft |
| Upper Floors Area | 765 sqft |
| Basement Area | 2,912 sqft |
| Unfinished Basement | 2,912 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 243,500 sqft (5.59 acres) |
| Garage Area | 1,014 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 387 sqft |
| Patio Area | 387 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 004492-4 |
|---|---|
| Street Address | 12770 KEYSTONE LN |
| City | CHARDON |
| State | OH |
| Zip | 44024-8354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S/L 66 WALDEN OAKS SUB #4 |
| Legal Subdivision | WALDEN OAKS SUB |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | MUNSON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 310800 |
12770 Keystone Ln is owned and occupied by an individual who bought it in September 2012.
Source: Geauga County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12770 KEYSTONE LN, CHARDON, OH 44024-8354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2012 · Amount on File |
| Deed Sale | Sep 14, 2012 · Amount on File |
| Prior Sale | Jun 2, 2005 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 12770 KEYSTONE LN, CHARDON, OH 44024-8354 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12770 KEYSTONE LN, CHARDON, OH 44024-8354 |
| Document Number | 0021812166 |
|---|---|
| Date | Feb 23, 2024 |
| Book Page | 2181/2166 |
| Instrument | 202401020543 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12770 Keystone Ln was $13,372 with a homeowner's exemption, down 0.5% from the year before.
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| County Subdivision | Munson Township |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,372.00 (-0.5%) | $275,000 (-) Land $42,110 Building $232,890 | |
| 2024 | $13,439.00 (+5.66%) Homeowner's exemption | $275,000 (-) Land $42,110 Building $232,890 | |
| 2023 | $12,719.00 Homeowner's exemption | $275,000 (+38.4%) Land $42,110 Building $232,890 | $785,700 Land $120,300 Building $665,400 |
| 2022 | $198,700 Land $35,070 Building $163,630 | ||
| 2021 | $11,252.00 | ||
| 2020 | $567,700 Land $100,200 Building $467,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12770 Keystone Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12770 Keystone Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Windstream.
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