12800 Point Lookout Rd, Ridge, MD 20680 Property Records

St. Mary's County property record for 12800 Point Lookout Rd, Ridge, MD 20680

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,456 sqft · built 2009
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$17,500 (Sep 1992)
Tax Bill	$3,556 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01-040391`

Property Details

APN / Parcel Number

Primary APN	`01-040391`
Alternative APNs	`1040391` `040391`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,456 sqft Total Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	1,232 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	040391
Street Address	12800 POINT LOOKOUT RD
City	SCOTLAND
State	MD
Zip	20687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 2 PLAT 36/98 L FENHAGEN SUB
Legal Subdivision	FENHAGEN SUB
Legal Lot Number	2
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	4
Census Block	4029
Census Tract	876200

Owner

Source: St. Mary's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 153, RIDGE, MD 20680-0153
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 1992 · Amount on Record
Deed Sale	Sep 2, 1992 · Amount on Record
Deed Book / Page	706 / 43
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,900 (+23.89%) Land $120,000 Building $224,900	$344,900 (+23.89%) Land $120,000 Building $224,900
2025	$3,556.00 (+17.36%)
2023	$3,030.00	$278,400 Land $110,000 Building $168,400	$278,400 Land $110,000 Building $168,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	107 (1985–2022)
Claims Outside the SFHA	38 of 107
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Hurricane Isabel, Sep 2003 · 46 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 84% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless	2,300 / 2,300
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20