13140 Point Lookout Rd, Ridge, MD 20680 Property Records

St. Mary's County property record for 13140 Point Lookout Rd, Ridge, MD 20680

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,440 sqft · built 1991
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Trust Names on Record
Tax Bill	$2,315 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01-038877`

Property Details

APN / Parcel Number

Primary APN	`01-038877`
Alternative APNs	`1038877` `038877`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Detached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	038877
Street Address	13140 POINT LOOKOUT RD
City	RIDGE
State	MD
Zip	20680-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 2 PLAT 29/103 RIDGE MANOR
Legal Subdivision	RIDGE MANOR
Legal Lot Number	2
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	4
Census Block	4050
Census Tract	876200

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	13140 POINT LOOKOUT RD, RIDGE, MD 20680-3211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2001
Deed Sale	Aug 20, 2001
Prior Sale	Sep 13, 1991 · Amount on Record
Deed Document Number	2001380
Deed Book / Page	1679 / 539
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,700 (+23.47%) Land $110,000 Building $175,700	$285,700 (+23.47%) Land $110,000 Building $175,700
2025	$2,315.00 (+8.84%) Homeowner's exemption
2023	$2,127.00 Homeowner's exemption	$231,400 Land $100,000 Building $131,400	$231,400 Land $100,000 Building $131,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	107 (1985–2022)
Claims Outside the SFHA	38 of 107
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Hurricane Isabel, Sep 2003 · 46 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20