Caldwell County property record for 1280 Zacks Fork Rd, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1949 |
| Lot Size | 4.1 acres (178,596 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $986 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 09150 1 7A |
| Primary APN | 09150 1 7A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 896 sqft Heated Area |
| Gross Area | 1,880 sqft |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Finished Basement | 448 sqft |
| Unfinished Basement | 448 sqft |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 178,596 sqft (4.1 acres) |
| Garage Area | 3,200 sqft |
| Parking Spaces | 11 Parking Spaces |
| Porch | Slab |
| Porch Area | 88 sqft |
| Storage Building | Storage Building |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 27986 |
|---|---|
| Street Address | 1280 ZACKS FORK RD |
| City | LENOIR |
| State | NC |
| Zip | 28645-8361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0328/0326 1956 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 30500 |
1280 Zacks Fork Rd is owned and occupied by two individuals.
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1280 ZACKS FORK RD, LENOIR, NC 28645-8361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1280 Zacks Fork Rd was $986, down 4.6% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $986.00 (-4.64%) | $156,200 (-) Land $39,400 Building $116,800 | |
| 2025 | $1,034.00 | $156,200 Land $39,400 Building $116,800 | $156,200 Land $39,400 Building $116,800 |
| 2023 | $92,500 (-) Land $33,300 Building $59,200 | $92,500 (-) Land $33,300 Building $59,200 | |
| 2022 | $437.00 | $92,500 Land $33,300 Building $59,200 | $92,500 Land $33,300 Building $59,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1280 Zacks Fork Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2013–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1280 Zacks Fork Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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