1250 Zacks Fork Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 1250 Zacks Fork Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,024 sqft · built 1996
Lot Size	24 acres (1,045,440 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jan 1995)
Tax Bill	$3,152 (2026)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09150 1 11`

Property Details

APN / Parcel Number

Primary APN	`09150 1 11`
Alternative APN	`63083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,024 sqft Heated Area
Gross Area	4,728 sqft
1st Floor Area	1,664 sqft
Upper Floors Area	360 sqft
Basement Area	1,664 sqft
Unfinished Basement	1,664 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Exterior Material	Logs
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	1,045,440 sqft (24 acres)
Garage Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	656 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	63083
Street Address	1250 ZACKS FORK RD
City	LENOIR
State	NC
Zip	28645-8361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1127 PG 1332 YR 95 ST 100.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	1
Census Block	1013
Census Tract	30500

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1250 ZACKS FORK RD, LENOIR, NC 28645-8361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1995 · Amount on Record
Deed Sale	Jan 1, 1995 · Amount on Record
Deed Book / Page	1127 / 1332
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1250 ZACKS FORK RD, LENOIR, NC 28645-8361
Document Number	0010015898
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	CHASE RECORDS CTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1250 ZACKS FORK RD LENOIR NC 286458361, LENOIR, NC 28645-8361

Mortgage

Document Number	0010015898
Date	Oct 11, 2017
Book Page	001928/000957
Instrument	10015898

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 10, 2032

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,152.00 (-4.72%)	$507,500 (-) Land $97,100 Building $410,400
2025	$3,308.00 (+33.39%)	$507,500 (+51.76%) Land $97,100 Building $410,400	$507,500 (+51.76%) Land $97,100 Building $410,400
2023		$334,400 (-) Land $81,600 Building $252,800	$334,400 (-) Land $81,600 Building $252,800
2022	$2,480.00	$334,400 Land $81,600 Building $252,800	$334,400 Land $81,600 Building $252,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2013–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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