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1280 Whaley Rd, Covington, TN 38019 Property Records

Tipton County property record for 1280 Whaley Rd, Covington, TN 38019 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,256 sqft · built 1978
Lot Size6.01 acres (261,796 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Nov 2022)
Tax Bill$958 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Nov 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN084068 01202

Property Details

APN / Parcel Number

Primary APN084068 01202
Alternative APN
  • 068 01202

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,256 sqft Living Area
1st Floor Area2,256 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1996
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area261,796 sqft (6.01 acres)
TerrainRolling
Garage TypeCarport
Garage Area396 sqft
CarportCarport
Carport Area396 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1280 WHALEY RD
CityCOVINGTON
StateTN
Zip38019-7262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: C62
JurisdictionTIPTON TN
Township / Civil Division9
Census Block Group2
Census Block2024
Census Tract40602

Owner

Source: Tipton County records · APN 084068 01202

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1280 WHALEY RD, COVINGTON, TN 38019-7262
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2023Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS NATIONAL BANK
Nov 16, 2022Warranty Deed, Transfer · FHA Mortgage
BARTLETT MORTGAGE INC
Nov 05, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2022 · Amount on Record
Deed SaleNov 16, 2022 · Amount on Record
Prior SaleApr 05, 1979
Deed Document Number2022262090
Deed Book / Page1982 / 216
Prior Transfer DateNov 05, 2020
Prior Transfer Doc0001869920
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address1280 WHALEY RD, COVINGTON, TN 38019-7262
Transaction TypeMortgage
Record UpdatedOct 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002015969
DateOct 02, 2023
Book Page2015/969
Instrument269595
Lender
NameFIRST CITIZENS NATIONAL BANK
TypeBank
AddressDYERSBURG, TN 38025
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueSep 29, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateNov 16, 2022
Property Address1280 WHALEY RD, COVINGTON, TN 38019-7262
Document Number0001982216
Book / Page1982 / 216
Map ReferenceMB 1370 PG 723
Instrument DateNov 14, 2022
Instrument262090
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1280 WHALEY RD, COVINGTON, TN 38019-7262

Mortgage

Document Number0000262091
DateNov 16, 2022
Instrument262091
Lender
NameBARTLETT MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTIPTON TN
Recording DateNov 05, 2020
Property Address1280 WHALEY RD, COVINGTON, TN 38019-7262
Document Number1869920
Book / Page001869 / 000920
Instrument DateNov 05, 2020
Instrument238710
Transaction TypeTransfer
Record UpdatedDec 01, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1280 WHALEY RD COVINGTON TN 380197262, COVINGTON, TN 38019-7262

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$958.00 (+29.11%)$62,975 (-) Land $16,900 Building $46,075
2023$62,975 Land $16,900 Building $46,075
2022$742.00
2020$251,900 Land $67,600 Building $184,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 1% of Tennessee
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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