1104 Whaley Rd, Covington, TN 38019 Property Records

Tipton County property record for 1104 Whaley Rd, Covington, TN 38019 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bathrooms5 Baths
Year BuiltBuilt 2020
Square Footage4,241 sqft Living Area
Lot Size771,883 sqft (17.7 acres)
GarageFinished
OccupancyOwner Occupied
Last Sale$899,000 (2024)
Tax Bill$3,876.00 (2025)

Owner

Source: Tipton County records · APN 084069 00100

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1104 WHALEY RD, COVINGTON, TN 38019-7260
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage
BANKTENNESSEE
Apr 05, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 03, 2021Deed of Trust, Mortgage · Line of Credit
BANKTENNESSEE
Dec 03, 2024Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
May 03, 2021Deed of Trust, Mortgage · Line of Credit
BANKTENNESSEE
Apr 29, 2020Deed of Trust, Construction Loan · Building or Construction Mortgage
BANKTENNESSEE
Dec 19, 2019Warranty Deed, Transfer
MID-SOUTH TITLE SERVICES LLC, MID-SOUTH TITLE SVCS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 03, 2024 · Amount on Record
Deed SaleDec 03, 2024 · Amount on Record
Prior SaleDec 19, 2019 · Amount on Record
Deed Doc Number279391
Deed Book / Page2062 / 691
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address1104 WHALEY RD, COVINGTON, TN 38019-7260
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001889791
DateMar 15, 2021
Book Page1889/791
Instrument242588
Lender
NameBANKTENNESSEE
TypeBank
AddressRIPLEY, TN 38063
Agreement
AmountAmount Recorded
Term360 Months
DueMar 08, 2051
Interest
Rate TypeAdjustable Rate

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address1104 WHALEY RD, COVINGTON, TN 38019-7260
Transaction TypeMortgage
Record UpdatedJan 21, 2026
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001953408
DateApr 05, 2022
Book Page1953/408
Instrument255684
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address1104 WHALEY RD, COVINGTON, TN 38019-7260
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 143, COVINGTON, TN 38019-0143

Mortgage

Document Number0001898620
DateMay 03, 2021
Book Page1898/620
Instrument244411
Lender
NameBANKTENNESSEE
TypeBank
AddressRIPLEY, TN 38063
Agreement
TypeLine of Credit
AmountAmount Recorded
Term23 Months
DueApr 21, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateDec 03, 2024
Property Address1104 WHALEY RD, COVINGTON, TN 38019-7260
Document Number0002062691
Book / Page2062 / 691
Instrument DateNov 04, 2024
Instrument279391
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,326.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1104 WHALEY RD, COVINGTON, TN 38019-7260
InvestorPossibly a Property Investor

Mortgage

Document Number0000279392
DateDec 03, 2024
Instrument279392
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2054

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address1104 WHALEY RD, COVINGTON, TN 38019-7260
Transaction TypeMortgage
Record UpdatedJul 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 143, COVINGTON, TN 38019-0143

Mortgage

Document Number0001898620
DateMay 03, 2021
Book Page1898/620
Instrument244411
Lender
NameBANKTENNESSEE
TypeBank
AddressRIPLEY, TN 38063
Agreement
TypeLine of Credit
AmountAmount Recorded
Term23 Months
DueApr 21, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionTIPTON TN
Recording DateApr 29, 2020
Property Address1104 WHALEY RD, COVINGTON, TN 38019-7260
Document Number1841638
Book / Page001841 / 000638
Instrument DateApr 20, 2020
Instrument232793
Transaction TypeConstruction Loan
Record UpdatedJul 07, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 CLEVELAND ST RIPLEY TN 380631200, RIPLEY, TN 38063-1200

Mortgage

Document Number1841638
DateApr 29, 2020
Book Page001841/000638
Instrument232793
Lender
NameBANKTENNESSEE
TypeBank
AddressRIPLEY, TN 38063
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 28, 2021
Interest
Rate TypeAdjustable Rate

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateDec 19, 2019
Property Address1104 WHALEY RD, COVINGTON, TN 38019-7260
Document Number1825600
Book / Page001825 / 000600
Instrument DateDec 05, 2019
Instrument229173
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyMID-SOUTH TITLE SERVICES LLC, MID-SOUTH TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$573.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4760 CONNER WHITEFIELD RD RIPLEY TN 380637742, RIPLEY, TN 38063-7742

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,876.00 (-9.27%) Additional exemption filed$254,725 (-) Land $10,875 Building $243,850
2023$254,725 Land $10,875 Building $243,850
2022$4,272.00
2020$1,090,800 Land $115,400 Building $975,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN084069 00100
Alternative APN
  • 069 00100

Interior

Full Baths5 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area4,241 sqft Living Area
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area771,883 sqft (17.7 acres)
Parking Spaces3 Parking Spaces
Garage TypeFinished Garage
PorchOpen Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address1104 WHALEY RD
CityCOVINGTON
StateTN
Zip38019-7260
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: C62
JurisdictionTIPTON TN
Minor Civil Division9
Census Blockgroup2
Census Block2024
Census Tract40602

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