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1280 S Lake Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1280 S Lake Dr, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,665 sqft · built 2002
Lot Size0.226 acres (9,849 sqft)
Owner2 Individual Names on File
Tax Bill$1,080 (2025)
Deeds & MortgagesMay 2026 Sale
May 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-08-1-12-07-0-00041-00

Property Details

APN / Parcel Number

Primary APN3-08-1-12-07-0-00041-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Stories1 Story
Building Area2,665 sqft Adjusted Area
1st Floor Area1,910 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof MaterialShingle
Lot Area9,849 sqft (0.226 acres)
Lot Dimensions142 ft deep x 76 ft wide
Utility Building192 sqft

Location & Zoning

Street Address1280 S LAKE DR
CityHERNANDO
StateMS
Zip38632-1170
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12 OVERL
Legal DescriptionCROSS CREEK S-D SEC D LOT 41
Legal Range008
Legal Township03S
Legal Section12
Legal SubdivisionCROSS CREEK S-D
Legal Lot Number41
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2000
Census Tract71121

Owner

Source: DeSoto County records · APN 3-08-1-12-07-0-00041-00

Assessment roll updated December 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1280 S LAKE DR, HERNANDO, MS 38632-1170
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
May 22, 2018Quit Claim Deed, Transfer
Quitclaim
May 22, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 18, 2026
Deed SaleMay 18, 2026
Prior SaleMay 22, 2018
Deed Book / Page1026 / 8505
Prior Transfer DateMay 14, 2018
Prior Transfer Doc000856/449
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMay 18, 2026
Property Address1280 S LAKE DR, HERNANDO, MS 38632-1170
Document Number1026008505
Book / Page1026 / 8505
Instrument DateMay 15, 2026
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1280 S LAKE DR, HERNANDO, MS 38632-1170

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESOTO MS
Recording DateMay 22, 2018
Property Address1280 S LAKE DR, HERNANDO, MS 38632-1170
Document Number000856/449
Book / Page856 / 449
Map ReferenceDB 173 PG 566
Instrument DateMay 14, 2018
InstrumentW00856-00449
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1280 S LAKE DR, HERNANDO, MS 38632-1170

Transferred To (Grantee/Buyer)

NameVerified Name
Address1280 S LAKE DR, HERNANDO, MS 38632-1170

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMay 22, 2018
Property Address1280 S LAKE DR, HERNANDO, MS 38632-1170
Document Number000856/446
Book / Page856 / 446
Map ReferencePB 63 PG 4
Instrument DateMay 14, 2018
InstrumentW00856-00446
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1280 S LAKE DR, HERNANDO, MS 38632-1170

Transferred To (Grantee/Buyer)

NameVerified Name
Address1280 S LAKE DR, HERNANDO, MS 38632-1170

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,080.00 (-16.02%)$16,771 (-) Land $3,000 Building $13,771$167,706 (-) Land $30,000 Building $137,706
2023$1,286.00$16,771$167,706 Land $30,000 Building $137,706

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Telapex
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T.

Based on FCC filings for 335 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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